Best ZIP Codes for Cash Flow in Baltimore-Columbia-Towson, MD (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 21223 1% rule | Baltimore, MD | $68,201 | $1,536 | 17.57% | -2.5% |
| 2 | 21217 1% rule | Baltimore, MD | $90,660 | $1,576 | 13.56% | -5.2% |
| 3 | 21205 1% rule | Baltimore, MD | $109,230 | $1,832 | 13.08% | -2.9% |
| 4 | 21213 1% rule | Baltimore, MD | $117,994 | $1,709 | 11.29% | 2.5% |
| 5 | 21216 1% rule | Baltimore, MD | $116,579 | $1,669 | 11.17% | 1.1% |
| 6 | 21202 | Baltimore, MD | $180,583 | $1,766 | 7.63% | -0.3% |
| 7 | 21229 | Baltimore, MD | $176,336 | $1,634 | 7.23% | 2.6% |
| 8 | 21224 | Baltimore, MD | $240,962 | $2,214 | 7.17% | 2.7% |
| 9 | 21215 | Baltimore, MD | $159,542 | $1,335 | 6.53% | 1.6% |
| 10 | 21230 | Baltimore, MD | $275,567 | $2,229 | 6.31% | 2.1% |
| 11 | 21231 | Baltimore, MD | $301,100 | $2,356 | 6.10% | 2.5% |
| 12 | 21211 | Baltimore, MD | $286,151 | $2,188 | 5.96% | 2.8% |
| 13 | 21218 | Baltimore, MD | $186,600 | $1,395 | 5.83% | 1.7% |
| 14 | 21206 | Baltimore, MD | $224,336 | $1,639 | 5.70% | 3.4% |
| 15 | 21201 | Baltimore, MD | $221,142 | $1,514 | 5.34% | 3.2% |
| 16 | 21040 | Edgewood, MD | $268,164 | $1,832 | 5.33% | 3.8% |
| 17 | 21239 | Baltimore, MD | $219,254 | $1,482 | 5.27% | 3.4% |
| 18 | 21017 | Belcamp, MD | $289,783 | $1,876 | 5.05% | 4.4% |
| 19 | 21222 | Dundalk, MD | $229,084 | $1,449 | 4.93% | 4.0% |
| 20 | 21225 | Brooklyn Park, MD | $227,345 | $1,354 | 4.65% | 3.3% |
| 21 | 21208 | Pikesville, MD | $379,441 | $2,236 | 4.60% | 3.3% |
| 22 | 21649 | Marydel, MD | $315,193 | $1,791 | 4.43% | 4.3% |
| 23 | 20764 | Shady Side, MD | $432,429 | $2,412 | 4.35% | 2.9% |
| 24 | 21214 | Baltimore, MD | $260,769 | $1,453 | 4.35% | 4.4% |
| 25 | 21001 | Aberdeen, MD | $350,021 | $1,937 | 4.32% | 4.3% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Baltimore-Columbia-Towson, MD · Affordable in Baltimore-Columbia-Towson, MD · 1% Rule in Baltimore-Columbia-Towson, MD
Or see the full Baltimore-Columbia-Towson, MD metro profile.