Real Estate Investing in Bozman, Maryland (21652)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Talbot County • Population: 170 • Data updated: September 2026

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Should you buy in 21652 (Bozman, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (43/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 39.4 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bozman, MD (21652)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $599,902
Avg Monthly Rent $1,269
1% Rule ✗ Does Not Meet
Median Income $120,644
% Renters 5.9%

Market Analysis: 21652 Bozman

ZIP 21652 inside Talbot County looks affordable on the surface — median value of $600K — but the discount exists for reasons that a careful buyer should understand before committing.

In practical terms, the numbers look inviting — $600K purchase price, 0.0% nominal cap — the work to hit that pro forma in 21652 is substantial and deserves full respect.

Within MD, ZIP 21652 trails on several market indicators that neighboring Talbot County submarkets outperform. The gap is real and significant enough to shape underwriting.

Employment concentration in 21652 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 21652 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bozman:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+3.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,269/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Easton, MD Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Easton, MD metro data

Market Trends

Home Value History (with trend line)

$608K$586K$565K$544K$523K$502KFeb 2022May 2024Jul 2026

📊 How Does 21652 Compare?

Metric 21652 Bozman Easton, MD Maryland
Home Value $599,902 $771,373 N/A $424,997
5-Year CAGR N/A 5.1% N/A 4.9%
Avg Rent $1,269 $1,269 N/A -
Cap Rate 1.7% 1.4% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21652 (Bozman, MD). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
1.7%
Low

📉 Market Crash Risk Index

Based on Easton, MD metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
66%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $599,902
Monthly Rent $1,269
Price-to-Rent 39.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.5%
Cap Rate 1.7%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +3.9% ▲
3-Year CAGR +4.5% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21652

Population: 170

💰 Median Household Income
$120,644
This area
$120,644
State
$107,932
USA
$74,580
🏠 Renter Occupied
5.9%
This area
5.9%
State
23.8%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-20.0%
USA
3.7%
🎓 College Educated
65.4%
This area
65.4%
State
10.6%
USA
33.7%
👤 Median Age
68.0 years
This area
68.0 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
7.0%
This area
7.0%
USA
22.0%
👴 65 and Over
63.6%
This area
63.6%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Where do rents currently stand in Bozman, MD?

The typical rental in Bozman, MD commands about $1,269/mo monthly. That rent profile steady cash flow against the $600K purchase basis.

Which real estate strategy fits Bozman, MD?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Bozman, MD. The numbers - $600K homes against $1,269/mo rents - support that play.

Should investors consider Bozman, MD?

The 2.0/5 investability rating in Bozman, MD reflects its $600K prices and $1,269/mo rents. Investors generally consider it a solid option within MD.

How strong is the working-renter base in Bozman, MD?

Tenant demand in Bozman, MD is solid. The local workforce $1,269/mo rents across most rental classes.

Are there empty rentals in Bozman, MD?

Bozman, MD sees elevated vacancy, which is reasonable relative to the broader MD rental market.

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How 21652 ranks in Easton, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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