Real Estate Investing in East Stroudsburg, Pennsylvania (18302)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monroe County • Population: 17,593 • Data updated: September 2026

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Should you buy in 18302 (East Stroudsburg, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 25.7% of homes vacant — above national norms.

What’s happening in East Stroudsburg, PA (18302)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $296,559
Avg Monthly Rent $2,500
1% Rule ✗ Does Not Meet
Median Income $79,857
% Renters 14.4%

Market Analysis: 18302 East Stroudsburg

ZIP 18302 inside Monroe County looks affordable on the surface — median value of $297K — but the discount exists for reasons that a careful buyer should understand before committing.

The 18302 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader PA picture, 18302 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 18302 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in East Stroudsburg:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+3.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,500/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
East Stroudsburg, PA Metro Area
Even conditions for buyers and sellers
57 days
Average time to sell
Average
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from East Stroudsburg, PA metro data
🏠

Property Strategy for 18302

Which property type performs best in this market?

Best for Cash Flow
1BR
7.9% cap rate
Best for Appreciation
2BR
+11.7% 5yr CAGR
Best Overall Value
5BR
$87,109/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $117,250 $1,280 7.9% +9.0% $117,250
2BR $203,470 $1,680 5.9% +11.7% $101,735
3BR $279,050 $2,210 5.7% +9.9% $93,017
4BR $379,324 $2,580 4.9% +9.3% $94,831
5BR $435,544 +9.5% $87,109

Market Trends

Home Value History (with trend line)

$313K$273K$233K$193K$153K$113KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,596$2,318$2,039$1,761$1,482$1,204Feb 2026Apr 2026May 2026

📊 How Does 18302 Compare?

Metric 18302 East Stroudsburg East Stroudsburg, PA Pennsylvania
Home Value $296,559 $312,967 N/A $278,018
5-Year CAGR 5.1% 5.1% N/A 6.3%
Avg Rent $2,500 $2,233 N/A -
Cap Rate 6.6% 5.6% - -
💡 Why Invest in 18302? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18302 (East Stroudsburg, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.6%
Good
5yr Growth
+5.1%
Moderate

📉 Market Crash Risk Index

Based on East Stroudsburg, PA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
1/2
57 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $296,559
Monthly Rent $2,500
Price-to-Rent 9.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.1%
Cap Rate 6.6%
5-Year IRR 11.7%

📈 Home Appreciation

1-Year +3.4% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.6%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.6%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.7%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.1%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 18302

Population: 17,593

💰 Median Household Income
$79,857
This area
$79,857
State
$73,647
USA
$74,580
🏠 Renter Occupied
14.4%
This area
14.4%
State
23.0%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-7.4%
USA
3.7%
🎓 College Educated
20.9%
This area
20.9%
State
12.3%
USA
33.7%
👤 Median Age
40.7 years
This area
40.7 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
25.7%
This area
25.7%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 63.1%
Black/African American 17.6%
Other/Mixed 16.6%
Hispanic/Latino 13.8%
Asian 2.6%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
14.6%
This area
14.6%
USA
17.3%
📊 Poverty Rate
10.2%
This area
10.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 18302

A+ Avg School Grade
2 Schools
10.9:1 Avg Class Size
$25,485 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Middle Smithfield El Sch

📚 K – 05 Elementary
👥
412 Students
👨‍🏫
10.9:1 Class Size
💰
$25,485 Per Student
A+ Excellent

Resica El Sch

📚 K – 05 Elementary
👥
408 Students
👨‍🏫
10.8:1 Class Size
💰
$25,485 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 666 Off-Campus Students
C+
East Stroudsburg University of Pennsylvania
5,460 students · 7.3 mi
C
The Beauty Institute
51 students · 9.0 mi
D
CDE Career Institute
308 students · 10.5 mi

Investor Insight: With 666 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the tenant pool like in East Stroudsburg, PA?

Tenant quality in East Stroudsburg, PA ranks as solid. Landlords generally report reliable occupancy at market rents of $2,500/mo.

How tight is the rental market in East Stroudsburg, PA?

East Stroudsburg, PA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How much does a house cost in East Stroudsburg, PA?

East Stroudsburg, PA median home values land near $297K. That is reasonable territory for investors looking at $2,500/mo-per-month rentals.

Can I house hack in East Stroudsburg, PA?

For house hackers, East Stroudsburg, PA is a challenging. The $2,500/mo rent on a unit helps defray the mortgage on a $297K property.

Is East Stroudsburg, PA good for landlords?

The landlord environment in East Stroudsburg, PA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

You know 18302 now. You don’t know where it ranks.

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How 18302 ranks in East Stroudsburg, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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