Real Estate Investing in Roaring Branch, Pennsylvania (17765)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lycoming County • Population: 1,281 • Data updated: September 2026

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Should you buy in 17765 (Roaring Branch, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 33.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Roaring Branch, PA (17765)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $267,070
Avg Monthly Rent $1,116
1% Rule ✗ Does Not Meet
Median Income $76,607
% Renters 9.8%

Market Analysis: 17765 Roaring Branch

The 17765 ZIP in Roaring Branch, PA is a local-operator market. Outside capital chasing a $267K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $267K asset, 17765 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 17765's metrics run below Lycoming County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Employment concentration in 17765 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 17765 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Roaring Branch:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+7.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,116/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Williamsport, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Williamsport, PA metro data
🏠

Property Strategy for 17765

Which property type performs best in this market?

Best for Cash Flow
2BR
4.7% cap rate
Best for Appreciation
4BR
+8.5% 5yr CAGR
Best Overall Value
4BR
$78,848/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $191,181 $1,240 4.7% +4.0% $95,590
3BR $278,758 $1,620 4.2% +6.0% $92,919
4BR $315,391 $1,700 3.9% +8.5% $78,848

Market Trends

Home Value History (with trend line)

$278K$249K$220K$191K$162K$133KJul 2006Jul 2016Jul 2026

📊 How Does 17765 Compare?

Metric 17765 Roaring Branch Williamsport, PA Pennsylvania
Home Value $267,070 $267,070 N/A $278,018
5-Year CAGR 4.2% 4.2% N/A 6.3%
Avg Rent $1,116 $1,116 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 17765? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17765 (Roaring Branch, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+4.2%
Moderate

📉 Market Crash Risk Index

Based on Williamsport, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
42%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $267,070
Monthly Rent $1,116
Price-to-Rent 19.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.3%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +7.4% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
33.4%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 17765

Population: 1,281

💰 Median Household Income
$76,607
This area
$76,607
State
$73,647
USA
$74,580
🏠 Renter Occupied
9.8%
This area
9.8%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-7.4%
USA
3.7%
🎓 College Educated
7.9%
This area
7.9%
State
12.3%
USA
33.7%
👤 Median Age
43.1 years
This area
43.1 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
33.4%
This area
33.4%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 97.2%
Other/Mixed 2.9%
Hispanic/Latino 2.6%
👶 Under 18
20.9%
This area
20.9%
USA
22.0%
👴 65 and Over
18.2%
This area
18.2%
USA
17.3%
📊 Poverty Rate
19.2%
This area
19.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Roaring Branch, PA a smart market for rental property?

The 3.0/5 investability rating in Roaring Branch, PA reflects its $267K prices and $1,116/mo rents. Investors generally consider it a solid option within PA.

What monthly rent should investors expect in Roaring Branch, PA?

Average rent in Roaring Branch, PA is approximately $1,116/mo per month. Against $267K home values that yields a reasonable rent-to-price ratio.

Are there empty rentals in Roaring Branch, PA?

Roaring Branch, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.

Where do home prices stand in Roaring Branch, PA?

Roaring Branch, PA home values average about $267K. That price point suits investors targeting rentals with $1,116/mo in monthly income.

Which real estate strategy fits Roaring Branch, PA?

The best-fit strategy in Roaring Branch, PA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 17765 now. You don’t know where it ranks.

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How 17765 ranks in Williamsport, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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