Real Estate Investing in Smithmill, Pennsylvania (16680)
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Should you buy in 16680 (Smithmill, PA)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- 1-year downturn: Values declined 3.3% in the last year.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Smithmill, PA (16680)?
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Market Analysis: 16680 Smithmill
ZIP 16680 in Smithmill, PA carries a sturdy set of headwinds. Home values near $130K and rents of $882/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 16680 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Regionally, 16680 sits on the difficult end of the PA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
Resident income in 16680 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. sturdy returns are possible in 16680, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Smithmill:
Market Trends
Home Value History (with trend line)
📊 How Does 16680 Compare?
| Metric | 16680 | Smithmill | DuBois, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $130,176 | $130,176 | N/A | $278,018 |
| 5-Year CAGR | N/A | N/A | N/A | 6.3% |
| Avg Rent | $882 | $882 | N/A | - |
| Cap Rate | 5.3% | 5.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 16680 (Smithmill, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $130,176 |
| Monthly Rent | $882 |
| Price-to-Rent | 12.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.1% |
| Cap Rate | 5.3% |
| 5-Year IRR | N/A |
📈 Home Appreciation
| 1-Year | -3.3% ▼ |
| 3-Year CAGR | -8.4% ▼ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 16680
Population: 348
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What real estate strategy is ideal for Smithmill, PA?
For Smithmill, PA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Are renters plentiful in Smithmill, PA?
Smithmill, PA draws a measured base of working renters. Demand at the $882/mo rent level is reasonable for standard single-family and small multi rentals.
What is the average monthly rent in Smithmill, PA?
Expect rents around $882/mo per month in Smithmill, PA. With home values at $130K, the yield math works out to reasonable levels for rental investors.
Can owner-occupants cash flow in Smithmill, PA?
Smithmill, PA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $130K price point reasonable to enter.
What kind of market is Smithmill, PA for investors?
Our data puts Smithmill, PA at 2.0/5 for investability. Home prices of $130K and rents around $882/mo create a solid backdrop for investor activity.
You know 16680 now. You don’t know where it ranks.
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How 16680 ranks in DuBois, PA
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