Real Estate Investing in Irvona, Pennsylvania (16656)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clearfield County • Population: 1,206 • Data updated: September 2026

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Should you buy in 16656 (Irvona, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.4% of homes vacant — above national norms.
  • 1-year downturn: Values declined 11.0% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Irvona, PA (16656)?

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3.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $97,082
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $45,938
% Renters 13.6%

Market Analysis: 16656 Irvona

ZIP 16656 inside Clearfield County looks affordable on the surface — median value of $97K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 16656 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 16656 sits on the difficult end of the PA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 16656 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Irvona:

C Below Average
Buy Confidence Score: 53/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Declining (-11.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
DuBois, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from DuBois, PA metro data

Market Trends

Home Value History (with trend line)

$129K$122K$115K$108K$101K$93KFeb 2023Nov 2024Jul 2026

📊 How Does 16656 Compare?

Metric 16656 Irvona DuBois, PA Pennsylvania
Home Value $97,082 $97,082 N/A $278,018
5-Year CAGR N/A N/A N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 7.0% 7.0% - -
💡 Why Invest in 16656? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16656 (Irvona, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.0%
Good

📉 Market Crash Risk Index

Based on DuBois, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
55%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $97,082
Monthly Rent $873
Price-to-Rent 9.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.8%
Cap Rate 7.0%
5-Year IRR N/A

📈 Home Appreciation

1-Year -11.0% ▼
3-Year CAGR -8.0% ▼
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.0%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.0%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.4%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 16656

Population: 1,206

💰 Median Household Income
$45,938
This area
$45,938
State
$73,647
USA
$74,580
🏠 Renter Occupied
13.6%
This area
13.6%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-7.4%
USA
3.7%
🎓 College Educated
15.3%
This area
15.3%
State
12.3%
USA
33.7%
👤 Median Age
44.7 years
This area
44.7 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
16.4%
This area
16.4%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 90.3%
Other/Mixed 9.7%
Hispanic/Latino 2.3%
👶 Under 18
16.5%
This area
16.5%
USA
22.0%
👴 65 and Over
19.0%
This area
19.0%
USA
17.3%
📊 Poverty Rate
16.3%
This area
16.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is house hacking profitable in Irvona, PA?

House hacking in Irvona, PA is a challenging. With home values around $97K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.

What is it like being a landlord in Irvona, PA?

Rental owners in Irvona, PA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the average home sale price in Irvona, PA?

Median home price in Irvona, PA is near $97K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

Are rents high in Irvona, PA?

Investors in Irvona, PA typically see rents near $873/mo per month against $97K home values - a solid setup for rental cash flow.

Is Irvona, PA a good place for real estate investing?

Irvona, PA scores 3.0/5 for investability. Home values sit at $97K and rents near $873/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 16656 now. You don’t know where it ranks.

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How 16656 ranks in DuBois, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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