Real Estate Investing in Madera, Pennsylvania (16661)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clearfield County • Population: 922 • Data updated: September 2026

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Should you buy in 16661 (Madera, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
GOOD
3.0 / 5 (67/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 22.4% of homes vacant — above national norms.
  • Higher unemployment: 7.4% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Madera, PA (16661)?

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3.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $88,345
Avg Monthly Rent $891
1% Rule ✓ Meets
Median Income $50,568
% Renters 5.9%

Market Analysis: 16661 Madera

The 16661 ZIP posts an substantial value-add profile — below-median pricing at $88K, a renter base of 6%, and room for operational improvement.

Investors in 16661 do not buy the market average — they buy the unit they can improve. $88K median pricing and $891/mo comps define the envelope within which the work has to pay.

Comparing Madera submarkets, ZIP 16661 offers an entry cost that most surrounding neighborhoods have moved past. The resilient delta is the opportunity.

Residents in 16661 skew younger than the county average, and that matters for rehab positioning. Younger renters respond to finishes, appliances, and in-unit laundry in ways that move rent.

Experienced operators with contractor networks find 16661 a strong candidate for. First-time flippers often underestimate scope, budget, and timeline, which is how deals here turn sour.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Madera:

C+ Average
Buy Confidence Score: 67/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.7× the median income
Value Trend
Stable (+2.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
DuBois, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from DuBois, PA metro data

Market Trends

Home Value History (with trend line)

$97K$93K$89K$86K$82K$78KFeb 2023Nov 2024Jul 2026

📊 How Does 16661 Compare?

Metric 16661 Madera DuBois, PA Pennsylvania
Home Value $88,345 $88,345 N/A $278,018
5-Year CAGR N/A N/A N/A 6.3%
Avg Rent $891 $891 N/A -
Cap Rate 7.9% 7.9% - -
💡 Why Invest in 16661? Click to expand

This ZIP code meets the 1% rule with rent at $891/mo on homes averaging $88,345 — a strong indicator of cash flow potential.

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16661 (Madera, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.9%
Good

📉 Market Crash Risk Index

Based on DuBois, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
55%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $88,345
Monthly Rent $891
Price-to-Rent 8.3:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 12.1%
Cap Rate 7.9%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +2.2% ▲
3-Year CAGR +0.7% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 7.9%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (7.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.4%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 16661

Population: 922

💰 Median Household Income
$50,568
This area
$50,568
State
$73,647
USA
$74,580
🏠 Renter Occupied
5.9%
This area
5.9%
State
23.0%
USA
34.0%
💼 Unemployment Rate
7.4%
This area
7.4%
State
-7.4%
USA
3.7%
🎓 College Educated
11.4%
This area
11.4%
State
12.3%
USA
33.7%
👤 Median Age
50.0 years
This area
50.0 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
22.4%
This area
22.4%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 93.0%
Other/Mixed 3.6%
Hispanic/Latino 2.8%
Asian 2.4%
Black/African American 1.1%
👶 Under 18
19.3%
This area
19.3%
USA
22.0%
👴 65 and Over
18.1%
This area
18.1%
USA
17.3%
📊 Poverty Rate
13.7%
This area
13.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 24 Off-Campus Students
C+
Clearfield County Career and Technology Center
37 students · 13.9 mi

Frequently Asked Questions

Which real estate strategy fits Madera, PA?

In Madera, PA the notable play is typically value-add and BRRRR deals. The combination of $88K prices and $891/mo rents suits that approach.

Is Madera, PA a viable BRRRR market?

BRRRR works a strong in Madera, PA. With $88K ARVs and $891/mo rents, investors who buy right can refinance out most of their capital.

Are homes affordable in Madera, PA?

Homes in Madera, PA typically sell near $88K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

What does house hacking look like in Madera, PA?

Madera, PA offers an attractive house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $891/mo rent level.

Are 1% rule properties available in Madera, PA?

Yes, many Madera, PA properties clear the 1% rule. The rent-to-price ratio averages 1.01%, supported by $891/mo rents.

You know 16661 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 16661 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 16661 ranks in DuBois, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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