Real Estate Investing in Flinton, Pennsylvania (16640)
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Should you buy in 16640 (Flinton, PA)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 41.3% of homes vacant — above national norms.
- Declining values: -3.0% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 7.3% in the last year.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Flinton, PA (16640)?
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Market Analysis: 16640 Flinton
Homes in the 16640 ZIP trade near $88K, a discount that has historically rewarded investors willing to renovate. Rent comps near $1,197/mo support the pro forma.
Cap rate math of 0.0% understates the return here. Post-rehab, stabilized yields climb, and the 16640 ZIP's older housing stock gives operators the opportunity set to execute.
Regionally, 16640 sits on the affordable end of the Cambria County map. Turning to rents, the absolute numbers are modest, the spread between acquisition price and post-rehab value is wider than in turnkey ZIPs.
Looking more closely, incomes in 16640 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.
The healthy opportunity in 16640 is buying the worst house on the block, fixing it, and renting it at the top of the local band. That is the strategy, repeated.
Here's what matters if you're considering buying a home in Flinton:
Market Trends
Home Value History (with trend line)
📊 How Does 16640 Compare?
| Metric | 16640 | Flinton | Johnstown, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $87,585 | $87,585 | N/A | $278,018 |
| 5-Year CAGR | N/A | N/A | N/A | 6.3% |
| Avg Rent | $1,197 | $1,197 | N/A | - |
| Cap Rate | 10.7% | 10.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 16640 (Flinton, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $87,585 |
| Monthly Rent | $1,197 |
| Price-to-Rent | 6.1:1 |
| 1% Rule | ✓ Passes |
💰 Return Metrics
| Gross Yield | 16.4% |
| Cap Rate | 10.7% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | -7.3% ▼ |
| 3-Year CAGR | -5.0% ▼ |
| 5-Year CAGR | -3.0% ▼ |
| 10-Year CAGR | +0.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The estimated cap rate (10.7%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 16640
Population: 942
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 16640
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How does Flinton, PA rate as a rental market?
Yes - Flinton, PA a 4.0/5 investability score. With $88K home prices against $1,197/mo monthly rent, the market delivers a reasonable entry point for new investors.
Does house hacking make sense in Flinton, PA?
The house hack math an attractive in Flinton, PA. Owner-occupant buyers benefit from the $1,197/mo rents and $88K home values.
What monthly rent should investors expect in Flinton, PA?
Expect rents around $1,197/mo per month in Flinton, PA. With home values at $88K, the yield math works out to reasonable levels for rental investors.
Can you find 1% rule deals in Flinton, PA?
The median property in Flinton, PA ($88K at $1,197/mo rent) a 1.37% rent-to-price figure. Pure 1% deals require disciplined offer pricing.
What is the median home value in Flinton, PA?
The median home value in Flinton, PA is roughly $88K. That puts it reasonable relative to the PA statewide average.
You know 16640 now. You don’t know where it ranks.
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