Real Estate Investing in Hastings, Pennsylvania (16646)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cambria County • Population: 2,124 • Data updated: September 2026

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Should you buy in 16646 (Hastings, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • Declining values: -10.1% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 23.4% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hastings, PA (16646)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $101,250
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $57,356
% Renters 12.9%

Market Analysis: 16646 Hastings

The 16646 ZIP covers a section of Hastings that demands careful diligence. Prices near $101K look accessible, but the work to make a deal cash flow is real.

Rent of $873/mo on a $101K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 16646 sits below the stated 0.0% once reality is priced in.

The gap between 16646 and stronger Hastings ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 16646 ZIP's population of 2,124 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

Strategically, 16646 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hastings:

C Below Average
Buy Confidence Score: 53/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.8× the median income
Value Trend
Declining (-23.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Johnstown, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Johnstown, PA metro data

Market Trends

Home Value History (with trend line)

$197K$177K$156K$135K$115K$94KFeb 2016May 2021Jul 2026

📊 How Does 16646 Compare?

Metric 16646 Hastings Johnstown, PA Pennsylvania
Home Value $101,250 $101,250 N/A $278,018
5-Year CAGR N/A N/A N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 6.7% 6.7% - -
💡 Why Invest in 16646? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16646 (Hastings, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.7%
Good
5yr Growth
-10.1%
Declining

📉 Market Crash Risk Index

Based on Johnstown, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $101,250
Monthly Rent $873
Price-to-Rent 9.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.4%
Cap Rate 6.7%
5-Year IRR N/A

📈 Home Appreciation

1-Year -23.4% ▼
3-Year CAGR -15.3% ▼
5-Year CAGR -10.1% ▼
10-Year CAGR -3.6% ▼

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.7%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.7%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.6%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
-10.1%
Declining
Eviction process: Moderate Rent control: Favorable

Demographics in 16646

Population: 2,124

💰 Median Household Income
$57,356
This area
$57,356
State
$73,647
USA
$74,580
🏠 Renter Occupied
12.9%
This area
12.9%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-7.4%
USA
3.7%
🎓 College Educated
16.3%
This area
16.3%
State
12.3%
USA
33.7%
👤 Median Age
49.3 years
This area
49.3 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
7.6%
This area
7.6%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 98.2%
Other/Mixed 1.8%
Hispanic/Latino 1.7%
👶 Under 18
15.2%
This area
15.2%
USA
22.0%
👴 65 and Over
28.7%
This area
28.7%
USA
17.3%
📊 Poverty Rate
3.1%
This area
3.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C+
Saint Francis University
2,835 students · 12.8 mi

Frequently Asked Questions

Should investors consider Hastings, PA?

With a 3.0/5 investability score, Hastings, PA ranks as a solid market for rental property investors. Median prices of $101K and rents of $873/mo drive the underlying numbers.

Should investors worry about vacancy in Hastings, PA?

Hastings, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.

How much is rent in Hastings, PA?

Hastings, PA rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $101K acquisition costs.

Is Hastings, PA suited for a house hack?

The a challenging house-hack environment in Hastings, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What is the best play in Hastings, PA?

Hastings, PA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($101K prices, $873/mo rents) make it a reasonable choice.

You know 16646 now. You don’t know where it ranks.

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How 16646 ranks in Johnstown, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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