Real Estate Investing in Newark Valley, New York (13811)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Tioga County • Population: 4,102 • Data updated: September 2026

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Should you buy in 13811 (Newark Valley, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Newark Valley, NY (13811)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $204,741
Avg Monthly Rent $1,008
1% Rule ✗ Does Not Meet
Median Income $80,030
% Renters 14.9%

Market Analysis: 13811 Newark Valley

From a cash-flow lens, ZIP 13811 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $205K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 13811 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 13811 sits on the difficult end of the NY spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 13811 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 13811 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Newark Valley:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+11.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,008/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Binghamton, NY Metro Area
Even conditions for buyers and sellers
28 days
Average time to sell
Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Binghamton, NY metro data
🏠

Property Strategy for 13811

Which property type performs best in this market?

Best for Cash Flow
3BR
5.6% cap rate
Best for Appreciation
4BR
+7.5% 5yr CAGR
Best Overall Value
4BR
$54,339/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $156,344 $1,120 5.2% +6.8% $78,172
3BR $183,429 $1,430 5.6% +6.5% $61,143
4BR $217,356 $1,650 5.5% +7.5% $54,339

Market Trends

Home Value History (with trend line)

$213K$190K$167K$144K$122K$99KJul 2006Jul 2016Jul 2026

📊 How Does 13811 Compare?

Metric 13811 Newark Valley Binghamton, NY New York
Home Value $204,741 $204,741 N/A $505,608
5-Year CAGR 6.6% 6.6% N/A 6.6%
Avg Rent $1,008 $1,008 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 13811? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13811 (Newark Valley, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+6.6%
Strong

📉 Market Crash Risk Index

Based on Binghamton, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
0/2
28 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $204,741
Monthly Rent $1,008
Price-to-Rent 16.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +11.9% ▲
3-Year CAGR +7.5% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.6%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13811

Population: 4,102

💰 Median Household Income
$80,030
This area
$80,030
State
$86,376
USA
$74,580
🏠 Renter Occupied
14.9%
This area
14.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-24.2%
USA
3.7%
🎓 College Educated
31.7%
This area
31.7%
State
4.2%
USA
33.7%
👤 Median Age
43.9 years
This area
43.9 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
7.8%
This area
7.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 92.9%
Other/Mixed 4.9%
Hispanic/Latino 2.6%
Asian 1.6%
Black/African American 0.5%
👶 Under 18
23.2%
This area
23.2%
USA
22.0%
👴 65 and Over
18.7%
This area
18.7%
USA
17.3%
📊 Poverty Rate
3.6%
This area
3.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 13811

A+ Avg School Grade
3 Schools
10.1:1 Avg Class Size
$25,914 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

NATHAN T HALL SCHOOL

📚 Pre-K – 03 Elementary
👥
328 Students
👨‍🏫
11.7:1 Class Size
💰
$25,914 Per Student
A+ Excellent

NEWARK VALLEY SENIOR HIGH SCHOOL

📚 08 – 12 High School
👥
405 Students
👨‍🏫
9.3:1 Class Size
💰
$25,914 Per Student
A+ Excellent

NEWARK VALLEY MIDDLE SCHOOL

📚 04 – 07 School
👥
274 Students
👨‍🏫
9.4:1 Class Size
💰
$25,914 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 58 Off-Campus Students
B
Broome Delaware Tioga BOCES-Practical Nursing Program
88 students · 13.4 mi
B+
Binghamton University
18,456 students · 14.5 mi

Frequently Asked Questions

Do rentals sit vacant long in Newark Valley, NY?

Expect elevated vacancy in Newark Valley, NY. Rents at $1,008/mo are absorbed by the tenant base without meaningful lag.

Does Newark Valley, NY favor landlords or tenants?

Rental owners in Newark Valley, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What strategy should investors use in Newark Valley, NY?

Investors usually favor careful cash-flow rentals with hands-on management in Newark Valley, NY. With home values at $205K and rents near $1,008/mo, other strategies can work but produce reliable rather than outsized returns.

Is the tenant base reliable in Newark Valley, NY?

The renter base in Newark Valley, NY is reasonable for the $1,008/mo price point. Screening well and pricing to market typically yields predictable tenants.

What is the average monthly rent in Newark Valley, NY?

Rent in Newark Valley, NY is around $1,008/mo. The resulting rent-to-value relationship with $205K pricing is reasonable for most investor models.

You know 13811 now. You don’t know where it ranks.

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How 13811 ranks in Binghamton, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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