Real Estate Investing in Johnson City, New York (13790)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Broome County • Population: 18,560 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 13790 (Johnson City, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.0% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Johnson City, NY (13790)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $171,136
Avg Monthly Rent $1,280
1% Rule ✗ Does Not Meet
Median Income $54,014
% Renters 44.1%

Market Analysis: 13790 Johnson City

ZIP 13790 in Johnson City, NY carries a solid set of headwinds. Home values near $171K and rents of $1,280/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 13790 can be a worth a close look for hunting ground — but the discount at $171K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 13790 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 13790 includes headwinds that any investor should price in. Income distribution skews lower than Johnson City averages, and tenant stability requires active management.

New investors are better served looking at Johnson City's stable or hybrid ZIPs before stepping into 13790. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Johnson City:

B+ Great
Buy Confidence Score: 79/100
Affordability
20/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+11.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,280/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
⚖️
BALANCED MARKET
Binghamton, NY Metro Area
Even conditions for buyers and sellers
28 days
Average time to sell
Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Binghamton, NY metro data
🏠

Property Strategy for 13790

Which property type performs best in this market?

Best for Cash Flow
3BR
6.7% cap rate
Best for Appreciation
2BR
+12.0% 5yr CAGR
Best Overall Value
5BR
$40,311/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $134,743 $1,130 6.0% +12.0% $67,371
3BR $154,811 $1,450 6.7% +10.3% $51,604
4BR $185,743 $1,660 6.4% +9.5% $46,436
5BR $201,557 +8.8% $40,311

Market Trends

Home Value History (with trend line)

$178K$157K$136K$115K$94K$73KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,417$1,345$1,273$1,201$1,128$1,056Dec 2024Oct 2025Jul 2026

📊 How Does 13790 Compare?

Metric 13790 Johnson City Binghamton, NY New York
Home Value $171,136 $171,136 N/A $505,608
5-Year CAGR 9.4% 9.4% N/A 6.6%
Avg Rent $1,280 $1,280 N/A -
Cap Rate 5.8% 5.8% - -
💡 Why Invest in 13790? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 44% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13790 (Johnson City, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 13790 (Johnson City, NY)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.8%
Fair
5yr Growth
+9.4%
Strong

📉 Market Crash Risk Index

Based on Binghamton, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
0/2
28 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $171,136
Monthly Rent $1,280
Price-to-Rent 11.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.0%
Cap Rate 5.8%
5-Year IRR 15.3%

📈 Home Appreciation

1-Year +11.6% ▲
3-Year CAGR +9.5% ▲
5-Year CAGR +9.4% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year -5.7% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.0%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+9.4%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13790

Population: 18,560

💰 Median Household Income
$54,014
This area
$54,014
State
$86,376
USA
$74,580
🏠 Renter Occupied
44.1%
This area
44.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
5.8%
This area
5.8%
State
-24.2%
USA
3.7%
🎓 College Educated
28.8%
This area
28.8%
State
4.2%
USA
33.7%
👤 Median Age
39.5 years
This area
39.5 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
13.0%
This area
13.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 77.3%
Other/Mixed 8.9%
Asian 8.2%
Black/African American 5.7%
Hispanic/Latino 4.1%
👶 Under 18
19.4%
This area
19.4%
USA
22.0%
👴 65 and Over
21.2%
This area
21.2%
USA
17.3%
📊 Poverty Rate
10.9%
This area
10.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 13790

A+ Avg School Grade
4 Schools
13.3:1 Avg Class Size
$28,266 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent
👥
466 Students
👨‍🏫
13.7:1 Class Size
💰
$28,266 Per Student
A+ Excellent

JOHNSON CITY ELEMENTARY/PRIMARY SCHOOL

📚 Pre-K – 02 Elementary
👥
498 Students
👨‍🏫
13.2:1 Class Size
💰
$28,266 Per Student
A+ Excellent

JOHNSON CITY MIDDLE SCHOOL

📚 06 – 08 Middle
👥
521 Students
👨‍🏫
13.7:1 Class Size
💰
$28,266 Per Student
A+ Excellent

JOHNSON CITY SENIOR HIGH SCHOOL

📚 09 – 12 High School
👥
711 Students
👨‍🏫
12.7:1 Class Size
💰
$28,266 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

WEST MIDDLE SCHOOL

📚 06 – 08 Middle
📍 W MIDDLE AVE, BINGHAMTON
👥
502 Students
👨‍🏫
8.4:1 Class Size
💰
$29,087 Per Student
A+ Excellent

WOODROW WILSON SCHOOL

📚 Pre-K – 05 Elementary
📍 287 PROSPECT ST, BINGHAMTON
👥
359 Students
👨‍🏫
10.1:1 Class Size
💰
$29,087 Per Student
A+ Excellent

HORACE MANN SCHOOL

📚 Pre-K – 05 Elementary
📍 30 COLLEGE ST, BINGHAMTON
👥
208 Students
👨‍🏫
8.7:1 Class Size
💰
$29,087 Per Student
A+ Excellent

THOMAS JEFFERSON SCHOOL

📚 K – 05 Elementary
📍 151 HELEN ST, BINGHAMTON
👥
241 Students
👨‍🏫
11.2:1 Class Size
💰
$29,087 Per Student
A+ Excellent

BINGHAMTON HIGH SCHOOL

📚 09 – 12 High School
📍 31 MAIN ST, BINGHAMTON
👥
1,290 Students
👨‍🏫
10.4:1 Class Size
💰
$29,087 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,333 Off-Campus Students
B
Broome Delaware Tioga BOCES-Practical Nursing Program
88 students · 4.1 mi
C
SUNY Broome Community College
5,429 students · 5.2 mi
B+
Binghamton University
18,456 students · 5.9 mi

Investor Insight: With 1,333 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How expensive is real estate in Johnson City, NY?

In Johnson City, NY the median home value sits at $171K. Against the broader NY market, that reads as reasonable for most investors.

What real estate strategy is ideal for Johnson City, NY?

The best-fit strategy in Johnson City, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What is the tenant pool like in Johnson City, NY?

Working renters make up the core of the Johnson City, NY tenant base. The pool is reasonable for investors targeting long-term holds.

Is Johnson City, NY good for landlords?

Rental owners in Johnson City, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

Is Johnson City, NY a smart market for rental property?

Yes - Johnson City, NY a 3.0/5 investability score. With $171K home prices against $1,280/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 13790 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 13790 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 13790 ranks in Binghamton, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 13790 (Johnson City)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 13790 (Johnson City, NY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.