Real Estate Investing in Vestal, New York (13850)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13850 (Vestal, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- Elevated vacancy: 9.6% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Vestal, NY (13850)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 13850 Vestal
The 13850 ZIP covers a section of Vestal that demands careful diligence. Prices near $264K look accessible, but the work to make a deal cash flow is real.
In practical terms, the numbers look inviting — $264K purchase price, 0.0% nominal cap — the work to hit that pro forma in 13850 is substantial and deserves full respect.
Regionally, 13850 sits on the difficult end of the NY spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
The 13850 ZIP's population of 23,675 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.
Distressed ZIPs reward experience. substantial returns are possible in 13850, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Vestal:
Property Strategy for 13850
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $164,339 | $1,270 | 5.6% | +10.4% | $82,170 |
| 3BR | $225,805 | $1,630 | 5.2% | +9.7% | $75,268 |
| 4BR | $326,589 | $1,870 | 4.1% | +9.6% | $81,647 |
| 5BR | $411,949 | — | — | +8.6% | $82,390 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 13850 Compare?
| Metric | 13850 | Vestal | Binghamton, NY | New York |
|---|---|---|---|---|
| Home Value | $264,189 | $264,189 | N/A | $505,608 |
| 5-Year CAGR | 9.0% | 9.0% | N/A | 6.6% |
| Avg Rent | $2,044 | $2,044 | N/A | - |
| Cap Rate | 6.0% | 6.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13850 (Vestal, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 13850 (Vestal, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $264,189 |
| Monthly Rent | $2,044 |
| Price-to-Rent | 10.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.3% |
| Cap Rate | 6.0% |
| 5-Year IRR | 15.0% |
📈 Home Appreciation
| 1-Year | +10.4% ▲ |
| 3-Year CAGR | +8.4% ▲ |
| 5-Year CAGR | +9.0% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13850
Population: 23,675
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13850
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,333 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are renters plentiful in Vestal, NY?
Working renters make up the core of the Vestal, NY tenant base. The pool is reasonable for investors targeting long-term holds.
Is real estate in Vestal, NY a good investment right now?
Vestal, NY rates 4.0/5 for investability. With median values at $264K and rents near $2,044/mo, the market offers reasonable fundamentals for rental investors.
Where do home prices stand in Vestal, NY?
Vestal, NY home values average about $264K. That price point suits investors targeting rentals with $2,044/mo in monthly income.
Which real estate strategy fits Vestal, NY?
The best-fit strategy in Vestal, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Are there empty rentals in Vestal, NY?
Vestal, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.
You know 13850 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 13850 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 13850 ranks in Binghamton, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 13850 (Vestal)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 13850 (Vestal, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.