Real Estate Investing in Willseyville, New York (13864)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13864 (Willseyville, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Willseyville, NY (13864)?
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Market Analysis: 13864 Willseyville
The 13864 ZIP in Willseyville, NY is a local-operator market. Outside capital chasing a $207K entry has to pair deep knowledge with the discount.
In practical terms, the numbers look inviting — $207K purchase price, 0.0% nominal cap — the work to hit that pro forma in 13864 is substantial and deserves full respect.
Within NY, ZIP 13864 trails on several market indicators that neighboring Tioga County submarkets outperform. The gap is real and resilient enough to shape underwriting.
The 13864 ZIP's population of 1,421 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
Distressed ZIPs reward experience. resilient returns are possible in 13864, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Willseyville:
Market Trends
Home Value History (with trend line)
📊 How Does 13864 Compare?
| Metric | 13864 | Willseyville | Binghamton, NY | New York |
|---|---|---|---|---|
| Home Value | $206,567 | $206,567 | N/A | $505,608 |
| 5-Year CAGR | 6.1% | 6.1% | N/A | 6.6% |
| Avg Rent | $1,386 | $1,386 | N/A | - |
| Cap Rate | 5.2% | 5.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13864 (Willseyville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $206,567 |
| Monthly Rent | $1,386 |
| Price-to-Rent | 12.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.1% |
| Cap Rate | 5.2% |
| 5-Year IRR | 11.4% |
📈 Home Appreciation
| 1-Year | +15.1% ▲ |
| 3-Year CAGR | +8.0% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13864
Population: 1,421
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the typical vacancy rate in Willseyville, NY?
Vacancy in Willseyville, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,386/mo.
What is it like being a landlord in Willseyville, NY?
For rental operators, Willseyville, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
What is the renter demographic in Willseyville, NY?
Willseyville, NY draws a measured base of working renters. Demand at the $1,386/mo rent level is reasonable for standard single-family and small multi rentals.
How viable is house hacking in Willseyville, NY?
For house hackers, Willseyville, NY is a challenging. The $1,386/mo rent on a unit helps defray the mortgage on a $207K property.
How should investors approach Willseyville, NY?
Willseyville, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($207K prices, $1,386/mo rents) make it a reasonable choice.
You know 13864 now. You don’t know where it ranks.
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How 13864 ranks in Binghamton, NY
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