Real Estate Investing in Lisle, New York (13797)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Broome County • Population: 2,105 • Data updated: September 2026

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Should you buy in 13797 (Lisle, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lisle, NY (13797)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $197,319
Avg Monthly Rent $963
1% Rule ✗ Does Not Meet
Median Income $61,722
% Renters 26.6%

Market Analysis: 13797 Lisle

Investors eyeing 13797 need to respect the fundamentals at play. Home values of $197K come alongside slower price movement and elevated management overhead.

For an experienced owner, 13797 can be a a credible choice for hunting ground — but the discount at $197K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 13797 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 13797 ZIP's population of 2,105 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

Strategically, 13797 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lisle:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+9.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $963/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Binghamton, NY Metro Area
Even conditions for buyers and sellers
28 days
Average time to sell
Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Binghamton, NY metro data
🏠

Property Strategy for 13797

Which property type performs best in this market?

Best for Cash Flow
4BR
5.5% cap rate
Best for Appreciation
4BR
+7.8% 5yr CAGR
Best Overall Value
4BR
$51,957/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $188,999 $1,380 5.3% +7.4% $63,000
4BR $207,830 $1,580 5.5% +7.8% $51,957

Market Trends

Home Value History (with trend line)

$207K$179K$152K$125K$98K$70KJul 2006Jul 2016Jul 2026

📊 How Does 13797 Compare?

Metric 13797 Lisle Binghamton, NY New York
Home Value $197,319 $197,319 N/A $505,608
5-Year CAGR 6.7% 6.7% N/A 6.6%
Avg Rent $963 $963 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 13797? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13797 (Lisle, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 13797 (Lisle, NY)?

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+6.7%
Strong

📉 Market Crash Risk Index

Based on Binghamton, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
0/2
28 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $197,319
Monthly Rent $963
Price-to-Rent 17.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +9.1% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.7%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13797

Population: 2,105

💰 Median Household Income
$61,722
This area
$61,722
State
$86,376
USA
$74,580
🏠 Renter Occupied
26.6%
This area
26.6%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-24.2%
USA
3.7%
🎓 College Educated
17.1%
This area
17.1%
State
4.2%
USA
33.7%
👤 Median Age
39.9 years
This area
39.9 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
6.8%
This area
6.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 96.2%
Other/Mixed 3.7%
Hispanic/Latino 2.2%
Black/African American 0.2%
👶 Under 18
26.2%
This area
26.2%
USA
22.0%
👴 65 and Over
16.2%
This area
16.2%
USA
17.3%
📊 Poverty Rate
14.5%
This area
14.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 1,275 Off-Campus Students
C
SUNY Broome Community College
5,429 students · 15.0 mi

Investor Insight: With 1,275 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much do tenants pay in Lisle, NY?

The typical rental in Lisle, NY commands about $963/mo monthly. That rent profile steady cash flow against the $197K purchase basis.

Do rentals sit vacant long in Lisle, NY?

Occupancy in Lisle, NY runs even-keeled with elevated vacancy. Well-priced units at $963/mo lease on reasonable timelines.

Should investors consider Lisle, NY?

Lisle, NY sits at an investability rating of 3.0/5, with median home values near $197K and average rents around $963/mo. That combination puts it in the impressive tier for investor interest.

Are landlord laws favorable in Lisle, NY?

For rental operators, Lisle, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

What is the renter demographic in Lisle, NY?

Tenant demand in Lisle, NY is solid. The local workforce $963/mo rents across most rental classes.

You know 13797 now. You don’t know where it ranks.

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How 13797 ranks in Binghamton, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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