Real Estate Investing in Masonville, New York (13804)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Delaware County • Population: 266 • Data updated: September 2026

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Should you buy in 13804 (Masonville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 60.0% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Masonville, NY (13804)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $204,318
Avg Monthly Rent $1,224
1% Rule ✗ Does Not Meet
Median Income $55,313
% Renters 31.4%

Market Analysis: 13804 Masonville

Not every below-median market is a bargain. Masonville's 13804 ZIP stands at signals that favor experienced operators who can absorb the risk $204K pricing implies.

From a cash-flow lens, the numbers look inviting — $204K purchase price, 0.0% nominal cap — the work to hit that pro forma in 13804 is substantial and deserves full respect.

Statewide comparisons place 13804 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 13804 includes headwinds that any investor should price in. Income distribution skews lower than Masonville averages, and tenant stability requires active management.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Masonville:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,224/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$215K$190K$165K$139K$114K$88KJul 2006Jul 2016Jul 2026

📊 How Does 13804 Compare?

Metric 13804 Masonville New York
Home Value $204,318 $204,318 $505,608
5-Year CAGR 4.9% 4.9% 6.6%
Avg Rent $1,224 $1,224 -
Cap Rate 4.7% 4.7% -
💡 Why Invest in 13804? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13804 (Masonville, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $204,318
Monthly Rent $1,224
Price-to-Rent 13.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
60.0%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.9%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 13804

Population: 266

💰 Median Household Income
$55,313
This area
$55,313
State
$86,376
USA
$74,580
🏠 Renter Occupied
31.4%
This area
31.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-24.2%
USA
3.7%
🎓 College Educated
7.8%
This area
7.8%
State
4.2%
USA
33.7%
👤 Median Age
32.5 years
This area
32.5 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
60.0%
This area
60.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 99.5%
Other/Mixed 0.5%
👶 Under 18
21.6%
This area
21.6%
USA
22.0%
👴 65 and Over
26.8%
This area
26.8%
USA
17.3%
📊 Poverty Rate
2.8%
This area
2.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Masonville, NY a good place for real estate investing?

The 3.0/5 investability rating in Masonville, NY reflects its $204K prices and $1,224/mo rents. Investors generally consider it a solid option within NY.

What price range are homes in Masonville, NY?

In Masonville, NY the median home value sits at $204K. Against the broader NY market, that reads as reasonable for most investors.

Do landlords face vacancy issues in Masonville, NY?

Occupancy in Masonville, NY runs measured with elevated vacancy. Well-priced units at $1,224/mo lease on reasonable timelines.

Is rental property easy to operate in Masonville, NY?

NY law tenant-protective for landlords, and Masonville inherits those rules. Investors should still review local ordinances for rental licensing.

What is the average monthly rent in Masonville, NY?

The typical rental in Masonville, NY commands about $1,224/mo monthly. That rent profile steady cash flow against the $204K purchase basis.

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