Real Estate Investing in Deposit, New York (13754)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13754 (Deposit, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 44.0% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Deposit, NY (13754)?
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Market Analysis: 13754 Deposit
On the rental side, ZIP 13754 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $189K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 13754 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Meanwhile, 13754 offers a low basis, the region around Deposit has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Turning to rents, 2,793 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 13754 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Deposit:
Property Strategy for 13754
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $164,512 | $1,070 | 4.7% | +10.0% | $82,256 |
| 3BR | $191,383 | $1,380 | 5.2% | +8.5% | $63,794 |
| 4BR | $200,419 | $1,580 | 5.7% | +7.0% | $50,105 |
Market Trends
Home Value History (with trend line)
📊 How Does 13754 Compare?
| Metric | 13754 | Deposit | Binghamton, NY | New York |
|---|---|---|---|---|
| Home Value | $188,786 | $188,786 | N/A | $505,608 |
| 5-Year CAGR | 6.2% | 6.2% | N/A | 6.6% |
| Avg Rent | $963 | $963 | N/A | - |
| Cap Rate | 4.0% | 4.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13754 (Deposit, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $188,786 |
| Monthly Rent | $963 |
| Price-to-Rent | 16.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.1% |
| Cap Rate | 4.0% |
| 5-Year IRR | 10.1% |
📈 Home Appreciation
| 1-Year | +10.2% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +6.2% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13754
Population: 2,793
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13754
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much rent can I charge in Deposit, NY?
Expect rents around $963/mo per month in Deposit, NY. With home values at $189K, the yield math works out to reasonable levels for rental investors.
What is the average home sale price in Deposit, NY?
In Deposit, NY the median home value sits at $189K. Against the broader NY market, that reads as reasonable for most investors.
Is Deposit, NY a smart market for rental property?
Deposit, NY scores 3.0/5 for investability. Home values sit at $189K and rents near $963/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Which real estate strategy fits Deposit, NY?
Investors usually favor careful cash-flow rentals with hands-on management in Deposit, NY. With home values at $189K and rents near $963/mo, other strategies can work but produce steady rather than outsized returns.
Are landlord laws favorable in Deposit, NY?
Landlord-friendliness in Deposit, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
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How 13754 ranks in Binghamton, NY
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