Real Estate Investing in Afton, New York (13730)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13730 (Afton, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.5% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Afton, NY (13730)?
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Market Analysis: 13730 Afton
ZIP 13730 inside Chenango County looks affordable on the surface — median value of $175K — but the discount exists for reasons that a careful buyer should understand before committing.
The 13730 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
From an investor standpoint, 13730 offers a low basis, the region around Afton has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 13730 ZIP's population of 2,763 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.
The 13730 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Afton:
Property Strategy for 13730
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $141,357 | $1,070 | 5.5% | +9.3% | $70,678 |
| 3BR | $169,118 | $1,380 | 5.9% | +9.5% | $56,373 |
| 4BR | $188,960 | $1,580 | 6.0% | +10.9% | $47,240 |
Market Trends
Home Value History (with trend line)
📊 How Does 13730 Compare?
| Metric | 13730 | Afton | Binghamton, NY | New York |
|---|---|---|---|---|
| Home Value | $175,024 | $175,024 | N/A | $505,608 |
| 5-Year CAGR | 7.4% | 7.4% | N/A | 6.6% |
| Avg Rent | $963 | $963 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13730 (Afton, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $175,024 |
| Monthly Rent | $963 |
| Price-to-Rent | 15.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.6% |
| Cap Rate | 4.3% |
| 5-Year IRR | 11.7% |
📈 Home Appreciation
| 1-Year | +8.5% ▲ |
| 3-Year CAGR | +6.5% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13730
Population: 2,763
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13730
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Should investors consider Afton, NY?
Afton, NY registers an investability rating of 3.0/5, with median home values near $175K and average rents around $963/mo. That combination puts it in the robust tier for investor interest.
How strong are rents in Afton, NY?
Expect rents around $963/mo per month in Afton, NY. With home values at $175K, the yield math works out to reasonable levels for rental investors.
How much does a house cost in Afton, NY?
The median home value in Afton, NY is roughly $175K. That puts it reasonable relative to the NY statewide average.
What is the renter demographic in Afton, NY?
Tenant demand in Afton, NY is solid. The local workforce $963/mo rents across most rental classes.
Do rentals sit vacant long in Afton, NY?
Occupancy in Afton, NY runs stable with elevated vacancy. Well-priced units at $963/mo lease on reasonable timelines.
You know 13730 now. You don’t know where it ranks.
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How 13730 ranks in Binghamton, NY
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