Real Estate Investing in Walton, New York (13856)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Delaware County • Population: 5,915 • Data updated: September 2026

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Should you buy in 13856 (Walton, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 25.0% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Walton, NY (13856)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $210,589
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $46,840
% Renters 31.7%

Market Analysis: 13856 Walton

The 13856 ZIP in Walton, NY is a local-operator market. Outside capital chasing a $211K entry has to pair deep knowledge with the discount.

For an experienced owner, 13856 can be a a credible choice for hunting ground — but the discount at $211K reflects genuine risk that outside investors often underestimate.

Within NY, ZIP 13856 trails on several market indicators that neighboring Delaware County submarkets outperform. The gap is real and significant enough to shape underwriting.

Who lives in 13856 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. solid returns are possible in 13856, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Walton:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 13856

Which property type performs best in this market?

Best for Cash Flow
3BR
4.8% cap rate
Best for Appreciation
4BR
+9.4% 5yr CAGR
Best Overall Value
5BR
$52,710/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $170,824 $970 4.1% +8.6% $85,412
3BR $201,481 $1,350 4.8% +8.2% $67,160
4BR $215,481 $1,400 4.7% +9.4% $53,870
5BR $263,549 $52,710

Market Trends

Home Value History (with trend line)

$219K$194K$169K$143K$118K$92KJul 2006Jul 2016Jul 2026

📊 How Does 13856 Compare?

Metric 13856 Walton New York
Home Value $210,589 $210,589 $505,608
5-Year CAGR 6.3% 6.3% 6.6%
Avg Rent $873 $873 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 13856? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13856 (Walton, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 13856 (Walton, NY)?

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.3%
Strong

📊 Market Snapshot

Home Value $210,589
Monthly Rent $873
Price-to-Rent 20.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.2%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +7.3% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.0%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.3%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13856

Population: 5,915

💰 Median Household Income
$46,840
This area
$46,840
State
$86,376
USA
$74,580
🏠 Renter Occupied
31.7%
This area
31.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-24.2%
USA
3.7%
🎓 College Educated
22.9%
This area
22.9%
State
4.2%
USA
33.7%
👤 Median Age
46.0 years
This area
46.0 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
25.0%
This area
25.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 94.4%
Other/Mixed 3.9%
Hispanic/Latino 2.4%
Black/African American 1.5%
Asian 0.2%
👶 Under 18
19.1%
This area
19.1%
USA
22.0%
👴 65 and Over
22.2%
This area
22.2%
USA
17.3%
📊 Poverty Rate
18.3%
This area
18.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 13856

A+ Avg School Grade
3 Schools
11.0:1 Avg Class Size
$26,547 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

TOWNSEND ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
367 Students
👨‍🏫
11.8:1 Class Size
💰
$26,547 Per Student
A+ Excellent

WALTON MIDDLE SCHOOL

📚 06 – 08 Middle
👥
198 Students
👨‍🏫
8.9:1 Class Size
💰
$26,547 Per Student
A+ Excellent

WALTON HIGH SCHOOL

📚 01 – 12 K-12
👥
268 Students
👨‍🏫
12.4:1 Class Size
💰
$26,547 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 19 Off-Campus Students
C+
SUNY College of Technology at Delhi
2,777 students · 14.3 mi

Frequently Asked Questions

How do experienced investors play Walton, NY?

Investors usually favor careful cash-flow rentals with hands-on management in Walton, NY. With home values at $211K and rents near $873/mo, other strategies can work but produce stable rather than outsized returns.

Is rental property easy to operate in Walton, NY?

Walton, NY operates under NY law, which is tenant-protective overall for landlords. Expect steady treatment in typical lease and eviction cases.

What is the renter demographic in Walton, NY?

Walton, NY draws a reliable base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.

Does house hacking work in Walton, NY?

Walton, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $873/mo rent level.

What is the investability score for Walton, NY?

Our data puts Walton, NY at 3.0/5 for investability. Home prices of $211K and rents around $873/mo create a solid backdrop for investor activity.

You know 13856 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 13856 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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