Real Estate Investing in Downsville, New York (13755)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Delaware County • Population: 737 • Data updated: September 2026

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Should you buy in 13755 (Downsville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (39/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 44.5% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 21.9% poverty rate — can affect rent collection.
  • Higher unemployment: 8.2% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Downsville, NY (13755)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $184,571
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $59,643
% Renters 16.8%

Market Analysis: 13755 Downsville

Not every below-median market is a bargain. Downsville's 13755 ZIP clocks in at signals that favor experienced operators who can absorb the risk $185K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 13755 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 13755 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Looking more closely, 737 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Downsville:

C Below Average
Buy Confidence Score: 55/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Declining (-0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$201K$196K$190K$184K$178K$173KDec 2023Apr 2025Jul 2026

📊 How Does 13755 Compare?

Metric 13755 Downsville New York
Home Value $184,571 $184,571 $505,608
5-Year CAGR N/A N/A 6.6%
Avg Rent $873 $873 -
Cap Rate 3.7% 3.7% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13755 (Downsville, NY). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.7%
Low

📊 Market Snapshot

Home Value $184,571
Monthly Rent $873
Price-to-Rent 17.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 2.9%

📈 Home Appreciation

1-Year -0.8% ▼
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
44.5%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 13755

Population: 737

💰 Median Household Income
$59,643
This area
$59,643
State
$86,376
USA
$74,580
🏠 Renter Occupied
16.8%
This area
16.8%
State
26.4%
USA
34.0%
💼 Unemployment Rate
8.2%
This area
8.2%
State
-24.2%
USA
3.7%
🎓 College Educated
11.2%
This area
11.2%
State
4.2%
USA
33.7%
👤 Median Age
52.6 years
This area
52.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
44.5%
This area
44.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 97.1%
Other/Mixed 2.9%
👶 Under 18
14.4%
This area
14.4%
USA
22.0%
👴 65 and Over
21.3%
This area
21.3%
USA
17.3%
📊 Poverty Rate
21.9%
This area
21.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 13755

A+ Avg School Grade
1 Schools
6.9:1 Avg Class Size
$45,517 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

DOWNSVILLE CENTRAL SCHOOL

📚 Pre-K – 12 K-12
👥
221 Students
👨‍🏫
6.9:1 Class Size
💰
$45,517 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do landlord-tenant laws work in Downsville, NY?

The landlord environment in Downsville, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Is the tenant base reliable in Downsville, NY?

Tenant quality in Downsville, NY ranks as solid. Landlords generally report steady occupancy at market rents of $873/mo.

What is the typical home price in Downsville, NY?

The median home value in Downsville, NY is roughly $185K. That puts it reasonable relative to the NY statewide average.

Which investment style suits Downsville, NY?

In Downsville, NY the durable play is typically careful cash-flow rentals with hands-on management. The combination of $185K prices and $873/mo rents suits that approach.

What do rentals go for in Downsville, NY?

Downsville, NY rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $185K acquisition costs.

You know 13755 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 13755 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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