Real Estate Investing in Long Eddy, New York (12760)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12760 (Long Eddy, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 56.3% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Higher unemployment: 8.0% unemployment — tenant risk signal.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Long Eddy, NY (12760)?
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Market Analysis: 12760 Long Eddy
Investors eyeing 12760 need to respect the fundamentals at play. Home values of $293K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 12760 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Regionally, 12760 sits on the difficult end of the NY spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
Looking more closely, 337 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
New investors are better served looking at Long Eddy's stable or hybrid ZIPs before stepping into 12760. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Long Eddy:
Market Trends
Home Value History (with trend line)
📊 How Does 12760 Compare?
| Metric | 12760 | Long Eddy | New York |
|---|---|---|---|
| Home Value | $292,507 | $292,507 | $505,608 |
| 5-Year CAGR | 5.4% | 5.4% | 6.6% |
| Avg Rent | $1,161 | $1,161 | - |
| Cap Rate | 3.1% | 3.1% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12760 (Long Eddy, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $292,507 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 21.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +4.0% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12760
Population: 337
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Where do rents currently stand in Long Eddy, NY?
Investors in Long Eddy, NY typically see rents near $1,161/mo per month against $293K home values - a solid setup for rental cash flow.
Are homes affordable in Long Eddy, NY?
Long Eddy, NY median home values land near $293K. That is reasonable territory for investors looking at $1,161/mo-per-month rentals.
Should investors consider Long Eddy, NY?
The 3.0/5 investability rating in Long Eddy, NY reflects its $293K prices and $1,161/mo rents. Investors generally consider it a solid option within NY.
What is the typical vacancy rate in Long Eddy, NY?
Long Eddy, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Is house hacking profitable in Long Eddy, NY?
House hacking works a challenging in Long Eddy, NY. Rents of $1,161/mo against $293K acquisition make the strategy solid for owner-occupants.
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