Real Estate Investing in Unadilla, New York (13849)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13849 (Unadilla, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 24.7% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Unadilla, NY (13849)?
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Market Analysis: 13849 Unadilla
Investors eyeing 13849 need to respect the fundamentals at play. Home values of $178K come alongside slower price movement and elevated management overhead.
For an experienced owner, 13849 can be a an appealing option for hunting ground — but the discount at $178K reflects genuine risk that outside investors often underestimate.
In the broader NY picture, 13849 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 13849 ZIP's population of 4,351 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
Strategically, 13849 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Unadilla:
Property Strategy for 13849
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $153,268 | $1,130 | 5.3% | +6.3% | $76,634 |
| 3BR | $175,606 | $1,410 | 5.8% | +6.2% | $58,535 |
| 4BR | $209,411 | $1,530 | 5.3% | +6.2% | $52,353 |
Market Trends
Home Value History (with trend line)
📊 How Does 13849 Compare?
| Metric | 13849 | Unadilla | Oneonta, NY | New York |
|---|---|---|---|---|
| Home Value | $178,474 | $178,474 | N/A | $505,608 |
| 5-Year CAGR | 4.2% | 4.2% | N/A | 6.6% |
| Avg Rent | $1,017 | $1,017 | N/A | - |
| Cap Rate | 4.4% | 4.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13849 (Unadilla, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $178,474 |
| Monthly Rent | $1,017 |
| Price-to-Rent | 14.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.8% |
| Cap Rate | 4.4% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | +2.3% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +4.2% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13849
Population: 4,351
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13849
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Where do rents currently stand in Unadilla, NY?
Rent in Unadilla, NY is around $1,017/mo. The resulting rent-to-value relationship with $178K pricing is reasonable for most investor models.
What are vacancy rates like in Unadilla, NY?
Unadilla, NY carries elevated vacancy risk. Expect consistent absorption at market rents of $1,017/mo.
Is Unadilla, NY a smart market for rental property?
Unadilla, NY records an investability rating of 3.0/5, with median home values near $178K and average rents around $1,017/mo. That combination puts it in the durable tier for investor interest.
How strict are landlord regulations in Unadilla, NY?
Unadilla, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
Are tenants stable in Unadilla, NY?
Expect a solid tenant pool in Unadilla, NY. The rental market absorbs $1,017/mo rents without meaningful friction.
You know 13849 now. You don’t know where it ranks.
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