Real Estate Investing in Gilbertsville, New York (13776)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13776 (Gilbertsville, NY)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 30.3% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Gilbertsville, NY (13776)?
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Market Analysis: 13776 Gilbertsville
Stepping back, ZIP 13776 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $200K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 13776 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 13776's metrics run below Otsego County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A notable renter share of 23% in 13776 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 13776 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Gilbertsville:
Market Trends
Home Value History (with trend line)
📊 How Does 13776 Compare?
| Metric | 13776 | Gilbertsville | Oneonta, NY | New York |
|---|---|---|---|---|
| Home Value | $200,309 | $191,585 | N/A | $505,608 |
| 5-Year CAGR | 4.3% | 4.5% | N/A | 6.6% |
| Avg Rent | $1,251 | $1,107 | N/A | - |
| Cap Rate | 4.9% | 4.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13776 (Gilbertsville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $200,309 |
| Monthly Rent | $1,251 |
| Price-to-Rent | 13.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.5% |
| Cap Rate | 4.9% |
| 5-Year IRR | 9.1% |
📈 Home Appreciation
| 1-Year | +7.5% ▲ |
| 3-Year CAGR | +4.3% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13776
Population: 395
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13776
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How does Gilbertsville, NY rate as a rental market?
Gilbertsville, NY rates 3.0/5 for investability. With median values at $200K and rents near $1,251/mo, the market offers reasonable fundamentals for rental investors.
Are rents high in Gilbertsville, NY?
Rents in Gilbertsville, NY run near $1,251/mo. Compared with median home prices of $200K that produces solid gross yields for typical rentals.
Where do home prices stand in Gilbertsville, NY?
Gilbertsville, NY median home values land near $200K. That is reasonable territory for investors looking at $1,251/mo-per-month rentals.
What strategy should investors use in Gilbertsville, NY?
Investors usually favor careful cash-flow rentals with hands-on management in Gilbertsville, NY. With home values at $200K and rents near $1,251/mo, other strategies can work but produce reliable rather than outsized returns.
How high is vacancy risk in Gilbertsville, NY?
Gilbertsville, NY carries elevated vacancy risk. Expect reliable absorption at market rents of $1,251/mo.
You know 13776 now. You don’t know where it ranks.
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How 13776 ranks in Oneonta, NY
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