Real Estate Investing in Gilbertsville, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

2 ZIP codes • Population: 2,409 • Otsego County

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Should you buy in Gilbertsville, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 21.1% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Gilbertsville, NY?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

4.5% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $191,585
Avg Monthly Rent $1,107
ZIP Codes 2

Investing in Gilbertsville Real Estate

This is a distressed-leaning corner of New York: Gilbertsville has 2 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Gilbertsville is in that category.

Transaction volume in Gilbertsville has thinned in a way that amplifies price discovery risk. Meanwhile, investors without local context should treat every number on the page with skepticism.

Population dynamics in Gilbertsville haven't been supportive. a stretch for combined with soft income growth, the demographic backdrop complicates any purely financial underwriting.

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Best ZIP codes in Oneonta, NY

Gilbertsville is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Gilbertsville, NY. Anonymous, moderated, never written by AI.

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Avg Home Value
$191,585
Avg Monthly Rent
$1,107
1% Rule
✗ Below
Landlord Friendly (NY)

📉 Market Crash Risk Index

Based on Oneonta, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Oneonta, NY metro
0
Days to pending
5.5%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Gilbertsville, NY

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Filter Gilbertsville’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Gilbertsville, NY

Is vacancy a concern in Gilbertsville, NY?

Gilbertsville, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What is the typical home price in Gilbertsville, NY?

The median home value in Gilbertsville, NY is roughly $192K. That puts it reasonable relative to the NY statewide average.

What is the investability score for Gilbertsville, NY?

The 3.0/5 investability rating in Gilbertsville, NY reflects its $192K prices and $1,107/mo rents. Investors generally consider it a solid option within NY.

Are renters plentiful in Gilbertsville, NY?

The tenant pool in Gilbertsville, NY is solid, supported by local employment and population fundamentals. Rents of $1,107/mo are well-absorbed by the market.

How strong are rents in Gilbertsville, NY?

Rent in Gilbertsville, NY is around $1,107/mo. The resulting rent-to-value relationship with $192K pricing is reasonable for most investor models.

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