Real Estate Investing in Gilbertsville, New York (13843)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13843 (Gilbertsville, NY)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 18.6% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Gilbertsville, NY (13843)?
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Market Analysis: 13843 Gilbertsville
The 13843 ZIP in Gilbertsville, NY is a local-operator market. Outside capital chasing a $183K entry has to pair deep knowledge with the discount.
The 13843 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader NY picture, 13843 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 13843 includes headwinds that any investor should price in. Income distribution skews lower than Gilbertsville averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 13843 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Gilbertsville:
Property Strategy for 13843
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $153,439 | $1,070 | 5.0% | +6.1% | $76,719 |
| 3BR | $178,924 | $1,360 | 5.5% | +6.2% | $59,641 |
| 4BR | $208,716 | $1,490 | 5.1% | +5.8% | $52,179 |
Market Trends
Home Value History (with trend line)
📊 How Does 13843 Compare?
| Metric | 13843 | Gilbertsville | Oneonta, NY | New York |
|---|---|---|---|---|
| Home Value | $182,862 | $191,585 | N/A | $505,608 |
| 5-Year CAGR | 4.7% | 4.5% | N/A | 6.6% |
| Avg Rent | $963 | $1,107 | N/A | - |
| Cap Rate | 4.1% | 4.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13843 (Gilbertsville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $182,862 |
| Monthly Rent | $963 |
| Price-to-Rent | 15.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +5.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13843
Population: 2,014
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How tight is the rental market in Gilbertsville, NY?
Gilbertsville, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.
How much should I expect to pay for a home in Gilbertsville, NY?
Gilbertsville, NY home values average about $183K. That price point suits investors targeting rentals with $963/mo in monthly income.
How does Gilbertsville, NY stack up for property investment?
The 3.0/5 investability rating in Gilbertsville, NY reflects its $183K prices and $963/mo rents. Investors generally consider it a solid option within NY.
What is the best play in Gilbertsville, NY?
The best-fit strategy in Gilbertsville, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What are rental rates like in Gilbertsville, NY?
Rents in Gilbertsville, NY run near $963/mo. Compared with median home prices of $183K that produces solid gross yields for typical rentals.
You know 13843 now. You don’t know where it ranks.
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