Real Estate Investing in Jamesville, New York (13078)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Onondaga County • Population: 10,564 • Data updated: September 2026

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Should you buy in 13078 (Jamesville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 25.1 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jamesville, NY (13078)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $447,644
Avg Monthly Rent $1,485
1% Rule ✗ Does Not Meet
Median Income $115,699
% Renters 14.9%

Market Analysis: 13078 Jamesville

Not every below-median market is a bargain. Jamesville's 13078 ZIP comes in at signals that favor experienced operators who can absorb the risk $448K pricing implies.

The 13078 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 13078's metrics run below Onondaga County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Employment concentration in 13078 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 13078 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jamesville:

B Good
Buy Confidence Score: 74/100
Affordability
15/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+8.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,485/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Syracuse, NY Metro Area
Even conditions for buyers and sellers
23 days
Average time to sell
Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Syracuse, NY metro data
🏠

Property Strategy for 13078

Which property type performs best in this market?

Best for Cash Flow
3BR
4.3% cap rate
Best for Appreciation
4BR
+10.7% 5yr CAGR
Best Overall Value
3BR
$111,908/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $284,803 $1,650 4.2% +10.1% $142,401
3BR $335,725 $2,000 4.3% +10.0% $111,908
4BR $495,694 $2,190 3.2% +10.7% $123,924
5BR $640,641 +9.9% $128,128

Market Trends

Home Value History (with trend line)

$468K$409K$351K$292K$234K$176KJul 2006Jul 2016Jul 2026

📊 How Does 13078 Compare?

Metric 13078 Jamesville Syracuse, NY New York
Home Value $447,644 $447,644 N/A $505,608
5-Year CAGR 9.0% 9.0% N/A 6.6%
Avg Rent $1,485 $1,485 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 13078? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13078 (Jamesville, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+9.0%
Strong

📉 Market Crash Risk Index

Based on Syracuse, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
23 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $447,644
Monthly Rent $1,485
Price-to-Rent 25.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 11.5%

📈 Home Appreciation

1-Year +8.8% ▲
3-Year CAGR +8.6% ▲
5-Year CAGR +9.0% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+9.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13078

Population: 10,564

💰 Median Household Income
$115,699
This area
$115,699
State
$86,376
USA
$74,580
🏠 Renter Occupied
14.9%
This area
14.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-24.2%
USA
3.7%
🎓 College Educated
51.2%
This area
51.2%
State
4.2%
USA
33.7%
👤 Median Age
44.6 years
This area
44.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
3.7%
This area
3.7%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 77.8%
Asian 9.8%
Other/Mixed 7.5%
Black/African American 4.9%
Hispanic/Latino 3.5%
👶 Under 18
23.5%
This area
23.5%
USA
22.0%
👴 65 and Over
20.3%
This area
20.3%
USA
17.3%
📊 Poverty Rate
3.4%
This area
3.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 13078

A+ Avg School Grade
3 Schools
14.8:1 Avg Class Size
$31,396 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

JAMESVILLE-DEWITT MIDDLE SCHOOL

📚 05 – 08 School
👥
714 Students
👨‍🏫
9.4:1 Class Size
💰
$31,396 Per Student
A Very Good

TECUMSEH ELEMENTARY SCHOOL

📚 Pre-K – 04 Elementary
👥
333 Students
👨‍🏫
16.7:1 Class Size
💰
$31,396 Per Student
A Very Good

JAMESVILLE ELEMENTARY SCHOOL

📚 Pre-K – 04 Elementary
👥
330 Students
👨‍🏫
18.4:1 Class Size
💰
$31,396 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,551 Off-Campus Students
C+
Le Moyne College
3,154 students · 6.2 mi
B
Syracuse University
22,948 students · 6.3 mi
B
SUNY College of Environmental Science and Forestry
2,737 students · 6.4 mi
C+
Upstate Medical University
1,286 students · 6.8 mi
C+
Onondaga Community College
8,112 students · 7.5 mi
C+
St. Joseph's College of Nursing
283 students · 7.8 mi
C
Pomeroy College of Nursing at Crouse Hospital
179 students · 9.6 mi
C
Continental School of Beauty Culture-Mattydale
145 students · 10.8 mi

Investor Insight: With 1,551 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the median home value in Jamesville, NY?

Expect median prices around $448K in Jamesville, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

Does a duplex house hack pencil in Jamesville, NY?

The a challenging house-hack environment in Jamesville, NY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What kind of tenants rent in Jamesville, NY?

Tenant quality in Jamesville, NY ranks as solid. Landlords generally report steady occupancy at market rents of $1,485/mo.

How much do tenants pay in Jamesville, NY?

Expect rents around $1,485/mo per month in Jamesville, NY. With home values at $448K, the yield math works out to reasonable levels for rental investors.

Do landlords face vacancy issues in Jamesville, NY?

Rental vacancy in Jamesville, NY is elevated. Investors should budget normal turnover but not chronic empty units.

You know 13078 now. You don’t know where it ranks.

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How 13078 ranks in Syracuse, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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