Real Estate Investing in Montauk, New York (11954)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 11954 (Montauk, NY)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 64.7% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 52.8 — hard to cash-flow at these prices.
What’s happening in Montauk, NY (11954)?
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Market Analysis: 11954 Montauk
This part of Suffolk County is not an easy win. The 11954 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed markets are won on execution, not on spreadsheets. ZIP 11954 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 11954 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 11954 includes headwinds that any investor should price in. Income distribution skews lower than Montauk averages, and tenant stability requires active management.
The right play in 11954 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Montauk:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 11954 Compare?
| Metric | 11954 | Montauk | New York |
|---|---|---|---|
| Home Value | $1,944,962 | $1,944,962 | $505,608 |
| 5-Year CAGR | 5.5% | 5.5% | 6.6% |
| Avg Rent | $3,072 | $3,072 | - |
| Cap Rate | 1.2% | 1.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 11954 (Montauk, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $1,944,962 |
| Monthly Rent | $3,072 |
| Price-to-Rent | 52.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 1.9% |
| Cap Rate | 1.2% |
| 5-Year IRR | 6.7% |
📈 Home Appreciation
| 1-Year | +0.1% ▲ |
| 3-Year CAGR | +2.4% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 11954
Population: 4,073
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 11954
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How does Montauk, NY stack up for property investment?
Yes - Montauk, NY a 3.0/5 investability score. With $1.9M home prices against $3,072/mo monthly rent, the market delivers a reasonable entry point for new investors.
What do rentals go for in Montauk, NY?
Rental rates in Montauk, NY average $3,072/mo. Tenant demand and $1.9M home values make the yield look reasonable by investor standards.
Should investors worry about vacancy in Montauk, NY?
Vacancy in Montauk, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $3,072/mo.
What is the average home sale price in Montauk, NY?
Typical homes in Montauk, NY go for around $1.9M. The 5-year CAGR of 0.0% measured price movement.
Is it easy to find good tenants in Montauk, NY?
The renter base in Montauk, NY is reasonable for the $3,072/mo price point. Screening well and pricing to market typically yields steady tenants.
You know 11954 now. You don’t know where it ranks.
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How 11954 ranks in New York-Newark-Jersey City, NY-NJ-PA
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