Real Estate Investing in Long Branch, New Jersey (07740)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monmouth County • Population: 32,330 • Data updated: September 2026

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Should you buy in 07740 (Long Branch, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 14.8% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 25.4 — hard to cash-flow at these prices.

What’s happening in Long Branch, NJ (07740)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $835,841
Avg Monthly Rent $2,743
1% Rule ✗ Does Not Meet
Median Income $72,520
% Renters 57.1%

Market Analysis: 07740 Long Branch

ZIP 07740 in Long Branch, NJ carries a sturdy set of headwinds. Home values near $836K and rents of $2,743/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 07740 can be a a solid fit for hunting ground — but the discount at $836K reflects genuine risk that outside investors often underestimate.

Regionally, 07740 sits on the difficult end of the NJ spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

In practical terms, 32,330 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. significant returns are possible in 07740, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Long Branch:

C+ Average
Buy Confidence Score: 61/100
Affordability
0/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 11.5× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,743/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07740

Which property type performs best in this market?

Best for Cash Flow
3BR
3.1% cap rate
Best for Appreciation
5BR
+13.0% 5yr CAGR
Best Overall Value
4BR
$223,891/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $476,258 $1,910 2.9% +6.7% $476,258
2BR $660,322 $2,360 2.6% +8.8% $330,161
3BR $706,550 $3,090 3.1% +9.7% $235,517
4BR $895,565 $3,420 2.7% +11.2% $223,891
5BR $1,332,549 +13.0% $266,510

Market Trends

Home Value History (with trend line)

$877K$757K$637K$517K$397K$277KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,098$2,953$2,808$2,663$2,518$2,373Dec 2021Apr 2024Jul 2026

📊 How Does 07740 Compare?

Metric 07740 Long Branch New Jersey
Home Value $835,841 $835,841 $559,826
5-Year CAGR 7.1% 7.1% 8.4%
Avg Rent $2,743 $2,743 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 07740? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

57% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07740 (Long Branch, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $835,841
Monthly Rent $2,743
Price-to-Rent 25.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.6%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +8.3% ▲

🏠 Rent Trends

1-Year -2.9% ▼
3-Year CAGR +0.0% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.8%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.1%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07740

Population: 32,330

💰 Median Household Income
$72,520
This area
$72,520
State
$113,906
USA
$74,580
🏠 Renter Occupied
57.1%
This area
57.1%
State
28.4%
USA
34.0%
💼 Unemployment Rate
4.6%
This area
4.6%
State
-9.5%
USA
3.7%
🎓 College Educated
34.5%
This area
34.5%
State
25.9%
USA
33.7%
👤 Median Age
36.5 years
This area
36.5 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
14.8%
This area
14.8%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 64.6%
Other/Mixed 19.6%
Hispanic/Latino 16.2%
Black/African American 13.6%
Asian 2.2%
👶 Under 18
21.6%
This area
21.6%
USA
22.0%
👴 65 and Over
16.5%
This area
16.5%
USA
17.3%
📊 Poverty Rate
14.5%
This area
14.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07740

A+ Avg School Grade
9 Schools
10.8:1 Avg Class Size
$29,519 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

A A Anastasia Elementary School

📚 K – 05 Elementary
👥
588 Students
👨‍🏫
9.1:1 Class Size
💰
$28,731 Per Student
A+ Excellent

George L Catrambone

📚 K – 05 Elementary
👥
675 Students
👨‍🏫
10.7:1 Class Size
💰
$28,731 Per Student
A+ Excellent

Gregory Elementary School

📚 K – 05 Elementary
👥
563 Students
👨‍🏫
10.1:1 Class Size
💰
$28,731 Per Student
A+ Excellent

Lenna W. Conrow Elementary School

📚 Pre-K – K Elementary
👥
325 Students
👨‍🏫
11.2:1 Class Size
💰
$28,731 Per Student
A+ Excellent

Morris Avenue Elementry School

📚 Pre-K – K Elementary
👥
286 Students
👨‍🏫
11.4:1 Class Size
💰
$28,731 Per Student
A+ Excellent

Long Branch Middle School

📚 06 – 08 Middle
👥
1,122 Students
👨‍🏫
10.0:1 Class Size
💰
$28,731 Per Student
A+ Excellent
👥
292 Students
👨‍🏫
12.7:1 Class Size
💰
$28,731 Per Student
A Very Good

Academy of Law & Public Safety

📚 09 – 12 High School
👥
70 Students
👨‍🏫
9.3:1 Class Size
💰
$35,825 Per Student
A Very Good

Long Branch High School

📚 09 – 12 High School
👥
1,515 Students
👨‍🏫
12.4:1 Class Size
💰
$28,731 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Betty McElmon Elementary School

📚 Pre-K – 04 Elementary
📍 20 Parker Road, West Long Branch
👥
341 Students
👨‍🏫
10.3:1 Class Size
💰
$28,574 Per Student
A+ Excellent

Ocean Township Elementary School

📚 Pre-K – 04 Elementary
📍 555 DOW AVENUE, OAKHURST
👥
392 Students
👨‍🏫
8.5:1 Class Size
💰
$30,795 Per Student
A+ Excellent

Shore Regional High School

📚 09 – 12 High School
📍 132 MONMOUTH PARK HIGHWAY 36, WEST LONG BRANCH
👥
558 Students
👨‍🏫
9.5:1 Class Size
💰
$37,142 Per Student
A+ Excellent

Frank Antonides School

📚 05 – 08 School
📍 135 Locust Avenue, West Long Branch
👥
226 Students
👨‍🏫
7.5:1 Class Size
💰
$28,574 Per Student
A+ Excellent

Maple Place Middle School

📚 05 – 08 School
📍 MAPLE PLACE, OCEANPORT
👥
273 Students
👨‍🏫
8.7:1 Class Size
💰
$49,678 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 2,430 Off-Campus Students
C+
Monmouth University
4,981 students · 1.3 mi
C
Advantage Career Institute
149 students · 3.2 mi
C+
Medical Career Institute
162 students · 3.6 mi
C
Brookdale Community College
9,916 students · 7.7 mi
C
MCVSD
63 students · 13.7 mi
C+
Talmudical Academy-New Jersey
78 students · 14.7 mi

Investor Insight: With 2,430 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What type of investing works in Long Branch, NJ?

A careful cash-flow rentals with hands-on management strategy Long Branch, NJ best. The market produces stable results for that approach at the $836K price point.

How strict are landlord regulations in Long Branch, NJ?

Rental owners in Long Branch, NJ deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

Where do rents currently stand in Long Branch, NJ?

Investors in Long Branch, NJ typically see rents near $2,743/mo per month against $836K home values - a solid setup for rental cash flow.

How qualified is the tenant pool in Long Branch, NJ?

Expect a solid tenant pool in Long Branch, NJ. The rental market absorbs $2,743/mo rents without meaningful friction.

Is Long Branch, NJ a smart market for rental property?

The 3.0/5 investability rating in Long Branch, NJ reflects its $836K prices and $2,743/mo rents. Investors generally consider it a solid option within NJ.

You know 07740 now. You don’t know where it ranks.

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How 07740 ranks in New York-Newark-Jersey City, NY-NJ-PA

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