Real Estate Investing in Oceanport, New Jersey (07757)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monmouth County • Population: 6,130 • Data updated: September 2026

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Should you buy in 07757 (Oceanport, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 32.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Oceanport, NJ (07757)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $967,809
Avg Monthly Rent $2,484
1% Rule ✗ Does Not Meet
Median Income $132,723
% Renters 7.4%

Market Analysis: 07757 Oceanport

This part of Monmouth County is not an easy win. The 07757 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 07757 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 07757 and stronger Oceanport ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A resilient renter share of 7% in 07757 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Oceanport's stable or hybrid ZIPs before stepping into 07757. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oceanport:

C+ Average
Buy Confidence Score: 62/100
Affordability
5/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.3× the median income
Value Trend
Rising (+9.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,484/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07757

Which property type performs best in this market?

Best for Cash Flow
3BR
3.3% cap rate
Best for Appreciation
5BR
+10.0% 5yr CAGR
Best Overall Value
4BR
$257,177/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $633,025 $2,760 3.1% +7.8% $316,512
3BR $802,427 $3,680 3.3% +8.7% $267,476
4BR $1,028,710 $4,080 2.9% +9.5% $257,177
5BR $1,352,705 +10.0% $270,541

Market Trends

Home Value History (with trend line)

$1.0M$882K$750K$618K$487K$355KJul 2006Jul 2016Jul 2026

📊 How Does 07757 Compare?

Metric 07757 Oceanport New Jersey
Home Value $967,809 $967,809 $559,826
5-Year CAGR 7.3% 7.3% 8.4%
Avg Rent $2,484 $2,484 -
Cap Rate 2.0% 2.0% -
💡 Why Invest in 07757? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07757 (Oceanport, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+7.3%
Strong

📊 Market Snapshot

Home Value $967,809
Monthly Rent $2,484
Price-to-Rent 32.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +9.5% ▲
3-Year CAGR +6.0% ▲
5-Year CAGR +7.3% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.3%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07757

Population: 6,130

💰 Median Household Income
$132,723
This area
$132,723
State
$113,906
USA
$74,580
🏠 Renter Occupied
7.4%
This area
7.4%
State
28.4%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
-9.5%
USA
3.7%
🎓 College Educated
48.5%
This area
48.5%
State
25.9%
USA
33.7%
👤 Median Age
51.8 years
This area
51.8 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
6.1%
This area
6.1%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 90.5%
Other/Mixed 6.9%
Hispanic/Latino 3.1%
Asian 2.1%
Black/African American 0.5%
👶 Under 18
17.1%
This area
17.1%
USA
22.0%
👴 65 and Over
24.4%
This area
24.4%
USA
17.3%
📊 Poverty Rate
1.6%
This area
1.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07757

A+ Avg School Grade
2 Schools
9.4:1 Avg Class Size
$49,678 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Maple Place Middle School

📚 05 – 08 School
👥
273 Students
👨‍🏫
8.7:1 Class Size
💰
$49,678 Per Student
A+ Excellent

Wolf Hill School

📚 Pre-K – 04 Elementary
👥
292 Students
👨‍🏫
10.1:1 Class Size
💰
$49,678 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

A A Anastasia Elementary School

📚 K – 05 Elementary
📍 92 SEVENTH AVENUE, LONG BRANCH
👥
588 Students
👨‍🏫
9.1:1 Class Size
💰
$28,731 Per Student
A+ Excellent

Betty McElmon Elementary School

📚 Pre-K – 04 Elementary
📍 20 Parker Road, West Long Branch
👥
341 Students
👨‍🏫
10.3:1 Class Size
💰
$28,574 Per Student
A+ Excellent

George L Catrambone

📚 K – 05 Elementary
📍 240 Park Avenue, Long Branch
👥
675 Students
👨‍🏫
10.7:1 Class Size
💰
$28,731 Per Student
A+ Excellent

Gregory Elementary School

📚 K – 05 Elementary
📍 201 Monmouth Avenue, LONG BRANCH
👥
563 Students
👨‍🏫
10.1:1 Class Size
💰
$28,731 Per Student
A+ Excellent

Lenna W. Conrow Elementary School

📚 Pre-K – K Elementary
📍 335 LONG BRANCH AVE, LONG BRANCH
👥
325 Students
👨‍🏫
11.2:1 Class Size
💰
$28,731 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 2,430 Off-Campus Students
C
Advantage Career Institute
149 students · 1.8 mi
C+
Monmouth University
4,981 students · 2.6 mi
C+
Medical Career Institute
162 students · 3.9 mi
C
Brookdale Community College
9,916 students · 6.0 mi
C
MCVSD
63 students · 12.6 mi
C
Yeshiva Gedolah of Cliffwood
55 students · 13.9 mi
C+
Talmudical Academy-New Jersey
78 students · 14.0 mi

Investor Insight: With 2,430 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What type of investing works in Oceanport, NJ?

A careful cash-flow rentals with hands-on management strategy Oceanport, NJ best. The market produces predictable results for that approach at the $968K price point.

What kind of vacancy should I budget for in Oceanport, NJ?

Oceanport, NJ vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Should investors consider Oceanport, NJ?

With a 3.0/5 investability score, Oceanport, NJ ranks as a solid market for rental property investors. Median prices of $968K and rents of $2,484/mo drive the underlying numbers.

Can I house hack in Oceanport, NJ?

Oceanport, NJ is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $968K price point reasonable to enter.

What is the renter demographic in Oceanport, NJ?

Oceanport, NJ offers a stable renter base at the $2,484/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 07757 now. You don’t know where it ranks.

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How 07757 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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