Real Estate Investing in Bergenfield, New Jersey (07621)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bergen County • Population: 28,269 • Data updated: September 2026

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Should you buy in 07621 (Bergenfield, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Bergenfield, NJ (07621)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $650,019
Avg Monthly Rent $3,000
1% Rule ✗ Does Not Meet
Median Income $121,738
% Renters 30.4%

Market Analysis: 07621 Bergenfield

ZIP 07621 inside Bergen County looks affordable on the surface — median value of $650K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 07621 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 07621's metrics run below Bergen County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Employment concentration in 07621 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bergenfield:

C+ Average
Buy Confidence Score: 68/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,000/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07621

Which property type performs best in this market?

Best for Cash Flow
4BR
3.8% cap rate
Best for Appreciation
5BR
+9.5% 5yr CAGR
Best Overall Value
4BR
$170,579/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $511,246 $2,290 3.2% +7.9% $255,623
3BR $614,013 $2,790 3.3% +8.3% $204,671
4BR $682,314 $3,570 3.8% +8.7% $170,579
5BR $1,080,471 +9.5% $216,094

Market Trends

Home Value History (with trend line)

$679K$594K$509K$424K$339K$254KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,003$2,994$2,985$2,976$2,966$2,957May 2026Jun 2026Jun 2026

📊 How Does 07621 Compare?

Metric 07621 Bergenfield New Jersey
Home Value $650,019 $650,019 $559,826
5-Year CAGR 6.5% 6.5% 8.4%
Avg Rent $3,000 $3,000 -
Cap Rate 3.6% 3.6% -
💡 Why Invest in 07621? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07621 (Bergenfield, NJ). Anonymous, moderated, never written by AI.

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Property managers serving Bergen County

Manage rentals here? List your business →

First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website

Unclaimed — is this your business? Claim it free

MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $650,019
Monthly Rent $3,000
Price-to-Rent 18.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR +6.9% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.9%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07621

Population: 28,269

💰 Median Household Income
$121,738
This area
$121,738
State
$113,906
USA
$74,580
🏠 Renter Occupied
30.4%
This area
30.4%
State
28.4%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
-9.5%
USA
3.7%
🎓 College Educated
45.4%
This area
45.4%
State
25.9%
USA
33.7%
👤 Median Age
40.5 years
This area
40.5 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
2.9%
This area
2.9%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 46.9%
Asian 27.4%
Other/Mixed 16.3%
Hispanic/Latino 14.3%
Black/African American 9.4%
👶 Under 18
21.0%
This area
21.0%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07621

A+ Avg School Grade
7 Schools
13.4:1 Avg Class Size
$25,034 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Hoover Elementary School

📚 Pre-K – 05 Elementary
👥
272 Students
👨‍🏫
11.7:1 Class Size
💰
$25,034 Per Student
A+ Excellent

Lincoln Elementary School

📚 Pre-K – 05 Elementary
👥
440 Students
👨‍🏫
14.6:1 Class Size
💰
$25,034 Per Student
A+ Excellent

Roy W. Brown Middle School

📚 06 – 08 Middle
👥
792 Students
👨‍🏫
12.2:1 Class Size
💰
$25,034 Per Student
A+ Excellent

Bergenfield High School

📚 09 – 12 High School
👥
1,250 Students
👨‍🏫
11.6:1 Class Size
💰
$25,034 Per Student
A+ Excellent

Washington Elementary School

📚 K – 05 Elementary
👥
257 Students
👨‍🏫
12.1:1 Class Size
💰
$25,034 Per Student
A Very Good

Franklin Elementary School

📚 Pre-K – 05 Elementary
👥
372 Students
👨‍🏫
15.3:1 Class Size
💰
$25,034 Per Student
A Very Good

Jefferson Elementary School

📚 K – 05 Elementary
👥
289 Students
👨‍🏫
16.6:1 Class Size
💰
$25,034 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Benjamin Franklin Middle School

📚 05 – 08 School
📍 1315 TAFT ROAD, TEANECK
👥
485 Students
👨‍🏫
8.3:1 Class Size
💰
$38,428 Per Student
A+ Excellent

Cherry Hill School

📚 Pre-K – 06 School
📍 410 BOGERT RD, RIVER EDGE
👥
722 Students
👨‍🏫
12.0:1 Class Size
💰
$22,387 Per Student
A+ Excellent

Cresskill High School

📚 09 – 12 High School
📍 1 Lincoln Drive, Cresskill
👥
478 Students
👨‍🏫
9.9:1 Class Size
💰
$28,867 Per Student
A+ Excellent

Donald A. Quarles Early Childhood Center

📚 Pre-K – K Elementary
📍 186 Davison Place, ENGLEWOOD
👥
431 Students
👨‍🏫
11.5:1 Class Size
💰
$34,015 Per Student
A+ Excellent

Dr. John Grieco Elementary School

📚 01 – 02 Elementary
📍 50 Durie Ave, Englewood
👥
353 Students
👨‍🏫
9.3:1 Class Size
💰
$34,015 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 8 Off-Campus Students
C+
Fairleigh Dickinson University-Metropolitan Campus
7,607 students · 2.4 mi
C+
Adult and Continuing Education-BCTS
54 students · 2.5 mi
C
Lincoln Technical Institute-Paramus
608 students · 3.2 mi
C
Parisian Beauty School
464 students · 3.2 mi
D
Eastwick College-Hackensack
874 students · 3.4 mi
C+
Holy Name Medical Center-Sister Claire Tynan School of Nursing
181 students · 4.2 mi
C
University of Mount Saint Vincent
3,202 students · 4.7 mi
C
Yeshiva of the Telshe Alumni
78 students · 4.9 mi

Frequently Asked Questions

How expensive is real estate in Bergenfield, NJ?

Expect median prices around $650K in Bergenfield, NJ. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

How quickly do rentals get leased in Bergenfield, NJ?

Occupancy in Bergenfield, NJ runs stable with elevated vacancy. Well-priced units at $3,000/mo lease on reasonable timelines.

How deep is the rental pool in Bergenfield, NJ?

Tenant quality in Bergenfield, NJ ranks as solid. Landlords generally report consistent occupancy at market rents of $3,000/mo.

What is it like being a landlord in Bergenfield, NJ?

Bergenfield, NJ operates under NJ law, which is tenant-protective overall for landlords. Expect reliable treatment in typical lease and eviction cases.

Is real estate in Bergenfield, NJ a good investment right now?

Bergenfield, NJ sits at an investability rating of 3.0/5, with median home values near $650K and average rents around $3,000/mo. That combination puts it in the robust tier for investor interest.

You know 07621 now. You don’t know where it ranks.

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How 07621 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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