Real Estate Investing in Englewood, New Jersey (07631)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07631 (Englewood, NJ)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Englewood, NJ (07631)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 07631 Englewood
This part of Bergen County is not an easy win. The 07631 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $2,829/mo on a $630K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 07631 sits below the stated 0.0% once reality is priced in.
The gap between 07631 and stronger Englewood ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A resilient renter share of 45% in 07631 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategy in 07631 is an operator game, not a passive one. From a cash-flow lens, entry prices of $630K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Englewood:
Property Strategy for 07631
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $311,120 | $2,280 | 5.3% | +4.6% | $311,120 |
| 2BR | $472,308 | $2,620 | 4.0% | +6.6% | $236,154 |
| 3BR | $621,615 | $3,200 | 3.7% | +8.3% | $207,205 |
| 4BR | $775,253 | $4,080 | 3.8% | +8.7% | $193,813 |
| 5BR | $1,774,276 | — | — | +11.4% | $354,855 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 07631 Compare?
| Metric | 07631 | Englewood | New Jersey |
|---|---|---|---|
| Home Value | $629,809 | $629,809 | $559,826 |
| 5-Year CAGR | 5.3% | 5.3% | 8.4% |
| Avg Rent | $2,829 | $2,829 | - |
| Cap Rate | 3.5% | 3.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07631 (Englewood, NJ). Anonymous, moderated, never written by AI.
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Property managers serving Bergen County
Manage rentals here? List your business →First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website
MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $629,809 |
| Monthly Rent | $2,829 |
| Price-to-Rent | 18.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.4% |
| Cap Rate | 3.5% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +3.7% ▲ |
| 3-Year CAGR | +4.7% ▲ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +5.2% ▲ |
🏠 Rent Trends
| 1-Year | -5.9% ▼ |
| 3-Year CAGR | +2.1% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07631
Population: 29,342
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07631
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Anna C. Scott Elementary School
Benjamin Franklin Middle School
J Spencer Smith School
James Russell Lowell Elementary School
John Greenleaf Whittier Elementary School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How tight is the rental market in Englewood, NJ?
Englewood, NJ carries elevated vacancy risk. Expect even-keeled absorption at market rents of $2,829/mo.
What is it like being a landlord in Englewood, NJ?
NJ ranks as a tenant-protective state for landlord-tenant law. Englewood generally follows the statewide framework, so landlords face reasonable operating rules.
Where do rents currently stand in Englewood, NJ?
The typical rental in Englewood, NJ commands about $2,829/mo monthly. That rent profile steady cash flow against the $630K purchase basis.
Is Englewood, NJ suited for a house hack?
The a challenging house-hack environment in Englewood, NJ reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Is Englewood, NJ a smart market for rental property?
With a 3.0/5 investability score, Englewood, NJ ranks as a solid market for rental property investors. Median prices of $630K and rents of $2,829/mo drive the underlying numbers.
You know 07631 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 07631 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 07631 ranks in New York-Newark-Jersey City, NY-NJ-PA
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