Real Estate Investing in Englewood Cliffs, New Jersey (07632)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07632 (Englewood Cliffs, NJ)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.2% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 55.6 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Englewood Cliffs, NJ (07632)?
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Market Analysis: 07632 Englewood Cliffs
The 07632 ZIP in Englewood Cliffs, NJ is a local-operator market. Outside capital chasing a $1.8M entry has to pair deep knowledge with the discount.
For an experienced owner, 07632 can be a a credible choice for hunting ground — but the discount at $1.8M reflects genuine risk that outside investors often underestimate.
Within NJ, ZIP 07632 trails on several market indicators that neighboring Bergen County submarkets outperform. The gap is real and significant enough to shape underwriting.
Employment concentration in 07632 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 07632 is an operator game, not a passive one. Turning to rents, entry prices of $1.8M are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Englewood Cliffs:
Property Strategy for 07632
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 4BR | $1,590,740 | $4,750 | 2.1% | +8.1% | $397,685 |
| 5BR | $2,344,518 | — | — | +7.7% | $468,904 |
Market Trends
Home Value History (with trend line)
📊 How Does 07632 Compare?
| Metric | 07632 | Englewood Cliffs | New Jersey |
|---|---|---|---|
| Home Value | $1,830,360 | $1,830,360 | $559,826 |
| 5-Year CAGR | 6.8% | 6.8% | 8.4% |
| Avg Rent | $2,745 | $2,745 | - |
| Cap Rate | 1.2% | 1.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07632 (Englewood Cliffs, NJ). Anonymous, moderated, never written by AI.
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Property managers serving Bergen County
Manage rentals here? List your business →First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website
MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,830,360 |
| Monthly Rent | $2,745 |
| Price-to-Rent | 55.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 1.8% |
| Cap Rate | 1.2% |
| 5-Year IRR | 7.9% |
📈 Home Appreciation
| 1-Year | +11.7% ▲ |
| 3-Year CAGR | +7.5% ▲ |
| 5-Year CAGR | +6.8% ▲ |
| 10-Year CAGR | +4.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07632
Population: 5,330
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07632
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Anna C. Scott Elementary School
Donald A. Quarles Early Childhood Center
Dr. John Grieco Elementary School
Dr. Leroy McCloud Elementary School
J Spencer Smith School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 574 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is NJ a landlord-friendly state?
Landlord-friendliness in Englewood Cliffs, NJ is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Is Englewood Cliffs, NJ better for rentals, flips, or BRRRR?
For Englewood Cliffs, NJ, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What is the typical home price in Englewood Cliffs, NJ?
Homes in Englewood Cliffs, NJ typically sell near $1.8M. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.
Is real estate in Englewood Cliffs, NJ a good investment right now?
Englewood Cliffs, NJ scores 3.0/5 for investability. Home values sit at $1.8M and rents near $2,745/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How viable is house hacking in Englewood Cliffs, NJ?
The house hack math a tougher in Englewood Cliffs, NJ. Owner-occupant buyers benefit from the $2,745/mo rents and $1.8M home values.
You know 07632 now. You don’t know where it ranks.
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How 07632 ranks in New York-Newark-Jersey City, NY-NJ-PA
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