Real Estate Investing in Dumont, New Jersey (07628)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07628 (Dumont, NJ)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Dumont, NJ (07628)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 07628 Dumont
ZIP 07628 in Dumont, NJ carries a resilient set of headwinds. Home values near $684K and rents of $2,875/mo sit inside a market where underwriting has to be tight.
The investment case in 07628 is solid only for operators who understand what they are buying. A $684K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
From a cash-flow lens, 07628 offers a low basis, the region around Dumont has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Demographically, 07628 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 07628 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Dumont:
Property Strategy for 07628
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $649,657 | $2,880 | 3.2% | +8.4% | $216,552 |
| 4BR | $696,933 | $3,670 | 3.8% | +8.6% | $174,233 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 07628 Compare?
| Metric | 07628 | Dumont | New Jersey |
|---|---|---|---|
| Home Value | $683,641 | $683,641 | $559,826 |
| 5-Year CAGR | 6.3% | 6.3% | 8.4% |
| Avg Rent | $2,875 | $2,875 | - |
| Cap Rate | 3.3% | 3.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07628 (Dumont, NJ). Anonymous, moderated, never written by AI.
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Property managers serving Bergen County
Manage rentals here? List your business →First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website
MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $683,641 |
| Monthly Rent | $2,875 |
| Price-to-Rent | 19.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +7.4% ▲ |
| 3-Year CAGR | +7.1% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07628
Population: 18,072
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07628
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Cherry Hill School
Cresskill High School
Demarest Middle School
Emerson Jr Sr High
Haworth Public School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 4,645 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the investability score for Dumont, NJ?
Dumont, NJ reflects an investability rating of 3.0/5, with median home values near $684K and average rents around $2,875/mo. That combination puts it in the resilient tier for investor interest.
Do landlords face vacancy issues in Dumont, NJ?
Rental vacancy in Dumont, NJ is elevated. Investors should budget normal turnover but not chronic empty units.
Are homes affordable in Dumont, NJ?
Dumont, NJ median home values land near $684K. That is reasonable territory for investors looking at $2,875/mo-per-month rentals.
How strong is the working-renter base in Dumont, NJ?
Tenant demand in Dumont, NJ is solid. The local workforce $2,875/mo rents across most rental classes.
How strong are rents in Dumont, NJ?
Investors in Dumont, NJ typically see rents near $2,875/mo per month against $684K home values - a solid setup for rental cash flow.
You know 07628 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 07628 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 07628 ranks in New York-Newark-Jersey City, NY-NJ-PA
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