Real Estate Investing in Middletown Springs, Vermont (05757)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rutland County • Population: 774 • Data updated: September 2026

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Should you buy in 05757 (Middletown Springs, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.4% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Middletown Springs, VT (05757)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $353,551
Avg Monthly Rent $1,431
1% Rule ✗ Does Not Meet
Median Income $68,889
% Renters 10.0%

Market Analysis: 05757 Middletown Springs

From a cash-flow lens, ZIP 05757 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $354K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 05757 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 05757's metrics run below Rutland County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Turning to rents, 774 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. robust returns are possible in 05757, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Middletown Springs:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+4.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,431/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Rutland, VT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rutland, VT metro data

Market Trends

Home Value History (with trend line)

$377K$340K$304K$267K$230K$193KJan 2012May 2019Jul 2026

📊 How Does 05757 Compare?

Metric 05757 Middletown Springs Rutland, VT Vermont
Home Value $353,551 $353,551 N/A $387,631
5-Year CAGR 3.6% 3.6% N/A 6.4%
Avg Rent $1,431 $1,431 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 05757? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05757 (Middletown Springs, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+3.6%
Moderate

📉 Market Crash Risk Index

Based on Rutland, VT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $353,551
Monthly Rent $1,431
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year +4.6% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR +3.6% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.4%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+3.6%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05757

Population: 774

💰 Median Household Income
$68,889
This area
$68,889
State
$75,625
USA
$74,580
🏠 Renter Occupied
10.0%
This area
10.0%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.3%
This area
0.3%
State
-24.2%
USA
3.7%
🎓 College Educated
37.1%
This area
37.1%
State
2.9%
USA
33.7%
👤 Median Age
56.6 years
This area
56.6 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
18.4%
This area
18.4%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 98.4%
Other/Mixed 1.6%
Hispanic/Latino 1.2%
👶 Under 18
17.9%
This area
17.9%
USA
22.0%
👴 65 and Over
27.1%
This area
27.1%
USA
17.3%
📊 Poverty Rate
5.6%
This area
5.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05757

A Avg School Grade
1 Schools
9.4:1 Avg Class Size
$29,781 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Middletown Springs Elementary School

📚 Pre-K – 06 School
👥
62 Students
👨‍🏫
9.4:1 Class Size
💰
$29,781 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical rental rate in Middletown Springs, VT?

Rental rates in Middletown Springs, VT average $1,431/mo. Tenant demand and $354K home values make the yield look reasonable by investor standards.

Is Middletown Springs, VT better for rentals, flips, or BRRRR?

Most investors in Middletown Springs, VT run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is housing expensive in Middletown Springs, VT?

The median home value in Middletown Springs, VT is roughly $354K. That puts it reasonable relative to the VT statewide average.

Is real estate in Middletown Springs, VT a good investment right now?

With a 3.0/5 investability score, Middletown Springs, VT ranks as a solid market for rental property investors. Median prices of $354K and rents of $1,431/mo drive the underlying numbers.

How qualified is the tenant pool in Middletown Springs, VT?

Tenant demand in Middletown Springs, VT is solid. The local workforce $1,431/mo rents across most rental classes.

You know 05757 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05757 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05757 ranks in Rutland, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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