Real Estate Investing in Wells, Vermont (05774)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rutland County • Population: 997 • Data updated: September 2026

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Should you buy in 05774 (Wells, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 53.4% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wells, VT (05774)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $359,303
Avg Monthly Rent $1,368
1% Rule ✗ Does Not Meet
Median Income $70,658
% Renters 16.6%

Market Analysis: 05774 Wells

The 05774 ZIP covers a section of Wells that demands careful diligence. Prices near $359K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $359K asset, 05774 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within VT, ZIP 05774 trails on several market indicators that neighboring Rutland County submarkets outperform. The gap is real and robust enough to shape underwriting.

Demographically, 05774 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wells:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+7.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,368/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rutland, VT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rutland, VT metro data

Market Trends

Home Value History (with trend line)

$376K$334K$292K$250K$208K$166KJan 2012May 2019Jul 2026

📊 How Does 05774 Compare?

Metric 05774 Wells Rutland, VT Vermont
Home Value $359,303 $359,303 N/A $387,631
5-Year CAGR 5.9% 5.9% N/A 6.4%
Avg Rent $1,368 $1,368 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 05774? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05774 (Wells, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.9%
Moderate

📉 Market Crash Risk Index

Based on Rutland, VT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $359,303
Monthly Rent $1,368
Price-to-Rent 21.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +7.1% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
53.4%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.9%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05774

Population: 997

💰 Median Household Income
$70,658
This area
$70,658
State
$75,625
USA
$74,580
🏠 Renter Occupied
16.6%
This area
16.6%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-24.2%
USA
3.7%
🎓 College Educated
27.1%
This area
27.1%
State
2.9%
USA
33.7%
👤 Median Age
52.0 years
This area
52.0 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
53.4%
This area
53.4%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 94.0%
Hispanic/Latino 6.0%
Other/Mixed 6.0%
👶 Under 18
9.6%
This area
9.6%
USA
22.0%
👴 65 and Over
28.4%
This area
28.4%
USA
17.3%
📊 Poverty Rate
12.8%
This area
12.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05774

A Avg School Grade
1 Schools
13.0:1 Avg Class Size
$29,781 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Wells Village School

📚 Pre-K – 06 School
👥
78 Students
👨‍🏫
13.0:1 Class Size
💰
$29,781 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How does Wells, VT stack up for property investment?

Our data puts Wells, VT at 3.0/5 for investability. Home prices of $359K and rents around $1,368/mo create a solid backdrop for investor activity.

How tight is the rental market in Wells, VT?

Expect elevated vacancy in Wells, VT. Rents at $1,368/mo are absorbed by the tenant base without meaningful lag.

What real estate strategy is ideal for Wells, VT?

In Wells, VT the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $359K prices and $1,368/mo rents suits that approach.

Does a duplex house hack pencil in Wells, VT?

House hacking in Wells, VT is a challenging. With home values around $359K and rents at $1,368/mo, owner-occupants can offset a meaningful share of PITI.

What is the renter demographic in Wells, VT?

Working renters make up the core of the Wells, VT tenant base. The pool is reasonable for investors targeting long-term holds.

You know 05774 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05774 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05774 ranks in Rutland, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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