Real Estate Investing in Wallingford, Vermont (05742)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rutland County • Population: 785 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 05742 (Wallingford, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 34.0% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 27.8 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wallingford, VT (05742)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $366,555
Avg Monthly Rent $1,098
1% Rule ✗ Does Not Meet
Median Income $61,833
% Renters 14.8%

Market Analysis: 05742 Wallingford

The 05742 ZIP covers a section of Wallingford that demands careful diligence. Prices near $367K look accessible, but the work to make a deal cash flow is real.

The investment case in 05742 is notable only for operators who understand what they are buying. A $367K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 05742 and stronger Wallingford ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 05742 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wallingford:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.9× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,098/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Rutland, VT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rutland, VT metro data

Market Trends

Home Value History (with trend line)

$387K$352K$318K$283K$249K$214KFeb 2017Nov 2021Jul 2026

📊 How Does 05742 Compare?

Metric 05742 Wallingford Rutland, VT Vermont
Home Value $366,555 $344,357 N/A $387,631
5-Year CAGR 3.5% 4.4% N/A 6.4%
Avg Rent $1,098 $1,166 N/A -
Cap Rate 2.3% 2.7% - -
💡 Why Invest in 05742? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05742 (Wallingford, VT). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 05742 (Wallingford, VT)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+3.5%
Moderate

📉 Market Crash Risk Index

Based on Rutland, VT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $366,555
Monthly Rent $1,098
Price-to-Rent 27.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 5.8%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR +0.3% ▲
5-Year CAGR +3.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
34.0%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+3.5%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05742

Population: 785

💰 Median Household Income
$61,833
This area
$61,833
State
$75,625
USA
$74,580
🏠 Renter Occupied
14.8%
This area
14.8%
State
19.3%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-24.2%
USA
3.7%
🎓 College Educated
34.9%
This area
34.9%
State
2.9%
USA
33.7%
👤 Median Age
41.8 years
This area
41.8 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
34.0%
This area
34.0%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
20.2%
This area
20.2%
USA
22.0%
👴 65 and Over
21.9%
This area
21.9%
USA
17.3%
📊 Poverty Rate
8.5%
This area
8.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How high is vacancy risk in Wallingford, VT?

Rental vacancy in Wallingford, VT is elevated. Investors should budget normal turnover but not chronic empty units.

Does house hacking work in Wallingford, VT?

Wallingford, VT offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,098/mo rent level.

What price range are homes in Wallingford, VT?

Wallingford, VT median home values land near $367K. That is reasonable territory for investors looking at $1,098/mo-per-month rentals.

How strong are rents in Wallingford, VT?

Average rent in Wallingford, VT is approximately $1,098/mo per month. Against $367K home values that yields a reasonable rent-to-price ratio.

How qualified is the tenant pool in Wallingford, VT?

Tenant demand in Wallingford, VT is solid. The local workforce $1,098/mo rents across most rental classes.

You know 05742 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05742 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 05742 ranks in Rutland, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 05742 (Wallingford)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 05742 (Wallingford, VT).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.