Real Estate Investing in Ludlow, Vermont (05149)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05149 (Ludlow, VT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 71.8% of homes vacant — above national norms.
What’s happening in Ludlow, VT (05149)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 05149 Ludlow
Not every below-median market is a bargain. Ludlow's 05149 ZIP reflects signals that favor experienced operators who can absorb the risk $609K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $609K asset, 05149 is the wrong submarket. If the plan prices in friction, the yield can still work.
Nearby ZIPs in Ludlow have seen price recovery that 05149 has not matched. Windsor County data supports the view that the spread is structural rather than temporary.
Employment concentration in 05149 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 05149 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Ludlow:
Property Strategy for 05149
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $437,462 | $1,250 | 2.1% | +7.8% | $218,731 |
| 3BR | $651,983 | $1,640 | 1.8% | +9.0% | $217,328 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 05149 Compare?
| Metric | 05149 | Ludlow | Lebanon, NH-VT | Vermont |
|---|---|---|---|---|
| Home Value | $609,019 | $609,019 | N/A | $387,631 |
| 5-Year CAGR | 4.7% | 4.7% | N/A | 6.4% |
| Avg Rent | $2,300 | $2,300 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05149 (Ludlow, VT). Anonymous, moderated, never written by AI.
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Property managers serving Windsor County
Manage rentals here? List your business →Ellaway Property Services, Inc. is a property services company. summary from their website
Lowe's Real Estate & Property Management offers real estate services in Vermont and New Hampshire, including property management. summary from their website
Real Property Management First Choice is a property management company. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $609,019 |
| Monthly Rent | $2,300 |
| Price-to-Rent | 22.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 3.0% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | +3.3% ▲ |
| 3-Year CAGR | +1.4% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (7.0%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05149
Population: 2,171
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05149
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Are renters plentiful in Ludlow, VT?
Expect a solid tenant pool in Ludlow, VT. The rental market absorbs $2,300/mo rents without meaningful friction.
What is the investability score for Ludlow, VT?
The 3.0/5 investability rating in Ludlow, VT reflects its $609K prices and $2,300/mo rents. Investors generally consider it a solid option within VT.
Is housing expensive in Ludlow, VT?
Expect median prices around $609K in Ludlow, VT. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
Is rental property easy to operate in Ludlow, VT?
VT law balanced for landlords, and Ludlow inherits those rules. Investors should still review local ordinances for rental licensing.
Is vacancy a concern in Ludlow, VT?
Ludlow, VT vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
You know 05149 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 05149 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 05149 ranks in Lebanon, NH-VT
Every ZIP in this metro, ranked. Free.
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