Real Estate Investing in Cavendish, Vermont (05142)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windsor County • Population: 726 • Data updated: September 2026

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Should you buy in 05142 (Cavendish, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 41.5% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cavendish, VT (05142)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $381,843
Avg Monthly Rent $1,422
1% Rule ✗ Does Not Meet
Median Income $73,125
% Renters 14.7%

Market Analysis: 05142 Cavendish

Turning to rents, ZIP 05142 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $382K median. It rewards specialists, not generalists.

Rent of $1,422/mo on a $382K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 05142 sits below the stated 0.0% once reality is priced in.

Nearby ZIPs in Cavendish have seen price recovery that 05142 has not matched. Windsor County data supports the view that the spread is structural rather than temporary.

Who lives in 05142 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. significant returns are possible in 05142, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cavendish:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,422/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data

Market Trends

Home Value History (with trend line)

$402K$356K$310K$264K$218K$173KJan 2012May 2019Jul 2026

📊 How Does 05142 Compare?

Metric 05142 Cavendish Lebanon, NH-VT Vermont
Home Value $381,843 $376,428 N/A $387,631
5-Year CAGR 5.6% 5.2% N/A 6.4%
Avg Rent $1,422 $1,332 N/A -
Cap Rate 2.9% 2.8% - -
💡 Why Invest in 05142? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05142 (Cavendish, VT). Anonymous, moderated, never written by AI.

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Property managers serving Windsor County

Manage rentals here? List your business →

Ellaway Property Services, Inc. is a property services company. summary from their website

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Lowe's Real Estate & Property Management offers real estate services in Vermont and New Hampshire, including property management. summary from their website

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Real Property Management First Choice is a property management company. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.6%
Moderate

📊 Market Snapshot

Home Value $381,843
Monthly Rent $1,422
Price-to-Rent 22.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +2.1% ▲
5-Year CAGR +5.6% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
41.5%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.6%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05142

Population: 726

💰 Median Household Income
$73,125
This area
$73,125
State
$75,625
USA
$74,580
🏠 Renter Occupied
14.7%
This area
14.7%
State
19.3%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-24.2%
USA
3.7%
🎓 College Educated
30.0%
This area
30.0%
State
2.9%
USA
33.7%
👤 Median Age
41.1 years
This area
41.1 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
41.5%
This area
41.5%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 97.5%
Other/Mixed 2.6%
Hispanic/Latino 2.5%
👶 Under 18
23.9%
This area
23.9%
USA
22.0%
👴 65 and Over
22.7%
This area
22.7%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 299 Off-Campus Students
C
River Valley Community College
674 students · 12.6 mi

Frequently Asked Questions

How much should I expect to pay for a home in Cavendish, VT?

In Cavendish, VT the median home value sits at $382K. Against the broader VT market, that reads as reasonable for most investors.

How qualified is the tenant pool in Cavendish, VT?

Tenant demand in Cavendish, VT is solid. The local workforce $1,422/mo rents across most rental classes.

What type of investing works in Cavendish, VT?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Cavendish, VT. The numbers - $382K homes against $1,422/mo rents - support that play.

How viable is house hacking in Cavendish, VT?

The a challenging house-hack environment in Cavendish, VT reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Is Cavendish in VT worth investing in?

Yes - Cavendish, VT a 3.0/5 investability score. With $382K home prices against $1,422/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 05142 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05142 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05142 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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