Real Estate Investing in Springfield, Vermont (05156)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windsor County • Population: 9,028 • Data updated: September 2026

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Should you buy in 05156 (Springfield, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.8% vacancy may signal weakening demand.

What’s happening in Springfield, VT (05156)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $265,530
Avg Monthly Rent $1,538
1% Rule ✗ Does Not Meet
Median Income $62,828
% Renters 30.2%

Market Analysis: 05156 Springfield

Not every below-median market is a bargain. Springfield's 05156 ZIP posts signals that favor experienced operators who can absorb the risk $266K pricing implies.

The investment case in 05156 is solid only for operators who understand what they are buying. A $266K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader VT picture, 05156 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A solid renter share of 30% in 05156 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 05156 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Springfield:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+8.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,538/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data

Market Trends

Home Value History (with trend line)

$277K$246K$215K$184K$154K$123KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,553$1,509$1,466$1,422$1,379$1,335Apr 2026Jun 2026Jul 2026

📊 How Does 05156 Compare?

Metric 05156 Springfield Lebanon, NH-VT Vermont
Home Value $265,530 $263,259 N/A $387,631
5-Year CAGR 6.4% 5.9% N/A 6.4%
Avg Rent $1,538 $1,318 N/A -
Cap Rate 4.5% 3.9% - -
💡 Why Invest in 05156? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05156 (Springfield, VT). Anonymous, moderated, never written by AI.

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Property managers serving Windsor County

Manage rentals here? List your business →

Ellaway Property Services, Inc. is a property services company. summary from their website

Unclaimed — is this your business? Claim it free

Lowe's Real Estate & Property Management offers real estate services in Vermont and New Hampshire, including property management. summary from their website

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Real Property Management First Choice is a property management company. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $265,530
Monthly Rent $1,538
Price-to-Rent 14.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.5%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +8.1% ▲
3-Year CAGR +6.3% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.8%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+6.4%
Growing
Eviction process: Slow Rent control: Favorable

Demographics in 05156

Population: 9,028

💰 Median Household Income
$62,828
This area
$62,828
State
$75,625
USA
$74,580
🏠 Renter Occupied
30.2%
This area
30.2%
State
19.3%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-24.2%
USA
3.7%
🎓 College Educated
24.1%
This area
24.1%
State
2.9%
USA
33.7%
👤 Median Age
45.9 years
This area
45.9 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
10.8%
This area
10.8%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 94.5%
Other/Mixed 4.3%
Hispanic/Latino 2.1%
Asian 0.8%
Black/African American 0.5%
👶 Under 18
14.3%
This area
14.3%
USA
22.0%
👴 65 and Over
22.8%
This area
22.8%
USA
17.3%
📊 Poverty Rate
7.8%
This area
7.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05156

A Avg School Grade
5 Schools
13.7:1 Avg Class Size
$31,030 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Riverside Middle School

📚 06 – 08 Middle
👥
249 Students
👨‍🏫
10.8:1 Class Size
💰
$31,030 Per Student
A+ Excellent

Springfield High School

📚 09 – 12 High School
👥
319 Students
👨‍🏫
14.0:1 Class Size
💰
$31,030 Per Student
A+ Excellent

Union Street School

📚 03 – 05 Elementary
👥
256 Students
👨‍🏫
13.1:1 Class Size
💰
$31,030 Per Student
A Very Good

Elm Hill School

📚 Pre-K – 02 Elementary
👥
370 Students
👨‍🏫
17.0:1 Class Size
💰
$31,030 Per Student
C Below Average

River Valley Technical Center

📚 09 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 299 Off-Campus Students
C
River Valley Community College
674 students · 9.3 mi

Frequently Asked Questions

How deep is the rental pool in Springfield, VT?

Springfield, VT draws a predictable base of working renters. Demand at the $1,538/mo rent level is reasonable for standard single-family and small multi rentals.

What is the investability score for Springfield, VT?

With a 3.0/5 investability score, Springfield, VT ranks as a solid market for rental property investors. Median prices of $266K and rents of $1,538/mo drive the underlying numbers.

Where do home prices stand in Springfield, VT?

Expect median prices around $266K in Springfield, VT. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

Does house hacking make sense in Springfield, VT?

For house hackers, Springfield, VT is a challenging. The $1,538/mo rent on a unit helps defray the mortgage on a $266K property.

Is rental property easy to operate in Springfield, VT?

VT law balanced for landlords, and Springfield inherits those rules. Investors should still review local ordinances for rental licensing.

You know 05156 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05156 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05156 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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