Real Estate Investing in Rockingham, Vermont (05101)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windham County • Population: 4,135 • Data updated: September 2026

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Should you buy in 05101 (Rockingham, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.0% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rockingham, VT (05101)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $263,323
Avg Monthly Rent $1,269
1% Rule ✗ Does Not Meet
Median Income $66,219
% Renters 38.7%

Market Analysis: 05101 Rockingham

This part of Windham County is not an easy win. The 05101 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $263K asset, 05101 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 05101 and stronger Rockingham ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 05101 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Rockingham's stable or hybrid ZIPs before stepping into 05101. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rockingham:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+5.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,269/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$278K$246K$214K$183K$151K$119KJul 2006Jul 2016Jul 2026

📊 How Does 05101 Compare?

Metric 05101 Rockingham Vermont
Home Value $263,323 $287,684 $387,631
5-Year CAGR 6.6% 6.6% 6.4%
Avg Rent $1,269 $1,265 -
Cap Rate 3.8% 3.5% -
💡 Why Invest in 05101? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05101 (Rockingham, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $263,323
Monthly Rent $1,269
Price-to-Rent 17.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +5.6% ▲
3-Year CAGR +5.7% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.0%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+6.6%
Growing
Eviction process: Slow Rent control: Favorable

Demographics in 05101

Population: 4,135

💰 Median Household Income
$66,219
This area
$66,219
State
$75,625
USA
$74,580
🏠 Renter Occupied
38.7%
This area
38.7%
State
19.3%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-24.2%
USA
3.7%
🎓 College Educated
33.4%
This area
33.4%
State
2.9%
USA
33.7%
👤 Median Age
46.0 years
This area
46.0 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
15.0%
This area
15.0%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 87.9%
Other/Mixed 5.7%
Black/African American 4.1%
Hispanic/Latino 4.0%
Asian 2.3%
👶 Under 18
19.7%
This area
19.7%
USA
22.0%
👴 65 and Over
24.4%
This area
24.4%
USA
17.3%
📊 Poverty Rate
7.5%
This area
7.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05101

A Avg School Grade
2 Schools
11.0:1 Avg Class Size
$18,976 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Bellows Falls Middle School

📚 05 – 08 School
👥
237 Students
👨‍🏫
9.4:1 Class Size
💰
$18,976 Per Student
A Very Good

Central Elementary School

📚 Pre-K – 04 Elementary
👥
180 Students
👨‍🏫
12.7:1 Class Size
💰
$18,976 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Landmark College
650 students · 14.0 mi

Frequently Asked Questions

What kind of tenants rent in Rockingham, VT?

The renter base in Rockingham, VT is reasonable for the $1,269/mo price point. Screening well and pricing to market typically yields predictable tenants.

Is Rockingham, VT a good place for real estate investing?

The 3.0/5 investability rating in Rockingham, VT reflects its $263K prices and $1,269/mo rents. Investors generally consider it a solid option within VT.

What is the typical vacancy rate in Rockingham, VT?

Expect elevated vacancy in Rockingham, VT. Rents at $1,269/mo are absorbed by the tenant base without meaningful lag.

What type of investing works in Rockingham, VT?

Most investors in Rockingham, VT run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What are home prices like in Rockingham, VT?

Homes in Rockingham, VT typically sell near $263K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

You know 05101 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05101 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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