Real Estate Investing in Westminster, Vermont (05158)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windham County • Population: 1,214 • Data updated: September 2026

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Should you buy in 05158 (Westminster, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (55/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Westminster, VT (05158)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $302,129
Avg Monthly Rent $1,116
1% Rule ✗ Does Not Meet
Median Income $89,063
% Renters 4.6%

Local Pulse Report

AI-researched developments and news for Westminster, VT (05158). Updated on demand as visitors ask.

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Schools in Westminster, VT (05158) Updated 73 days ago
Westminster, VT's school district has reestablished its independence and is undertaking significant facility upgrades, while the supervisory union focuses on academic and social-emotional growth.
Opportunities
  • In May 2021, Westminster successfully reestablished its independent school district after previously being mandated to merge under Act 46. — This expands local control and community-focused governance over elementary education. Vermont Journal
  • Windham Northeast Supervisory Union (WNESU) has a new three-year teachers' contract, retroactive to July 1, 2024. — This aims to attract and retain qualified staff through competitive salaries and benefits. The Commons
  • WNESU is implementing a Strategic Plan for 2024-2027 focusing on academic excellence, student engagement, and social-emotional learning. — This provides a roadmap for improving educational outcomes and student well-being. WNESU
  • Westminster Center School is undergoing projects this year for new school offices and entrances, incorporating higher levels of building security. — These facility improvements enhance safety and the learning environment for students and staff. The Commons
  • WNESU joined Vermont's first Board of Cooperative Education Services (BOCES) in January 2026. — This allows for pooled resources, cooperative purchasing, and reduced costs for services like transportation and professional development. The Commons
Concerns
  • Bellows Falls Union High School (part of WNESU) has $9 million in major construction projects, including addressing PCBs contaminating the 1971 building. — Addressing contamination and extensive renovations can be disruptive to the learning environment. The Commons
  • Windham Central Supervisory Union (WCSU) experienced the departure of three key administrators, including the Superintendent and CFO, in 2016 amidst Act 46 merger talks. — Significant administrative turnover can create instability during critical periods of district restructuring. The Commons
Bottom line: The Westminster school district is investing in facilities and local control, while the supervisory union addresses long-term strategic goals and infrastructure challenges.

AI-generated from public web sources. Always verify with official records. Not financial, legal, or investment advice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Westminster:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+14.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,116/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$313K$302K$291K$281K$270K$259KNov 2023Mar 2025Jul 2026

📊 How Does 05158 Compare?

Metric 05158 Westminster Vermont
Home Value $302,129 $302,129 $387,631
5-Year CAGR N/A N/A 6.4%
Avg Rent $1,116 $1,116 -
Cap Rate 2.9% 2.9% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05158 (Westminster, VT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.9%
Low

📊 Market Snapshot

Home Value $302,129
Monthly Rent $1,116
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 17.5%

📈 Home Appreciation

1-Year +14.7% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.4%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05158

Population: 1,214

💰 Median Household Income
$89,063
This area
$89,063
State
$75,625
USA
$74,580
🏠 Renter Occupied
4.6%
This area
4.6%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.2%
This area
0.2%
State
-24.2%
USA
3.7%
🎓 College Educated
23.6%
This area
23.6%
State
2.9%
USA
33.7%
👤 Median Age
45.1 years
This area
45.1 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
4.4%
This area
4.4%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 98.2%
Other/Mixed 1.9%
Hispanic/Latino 1.2%
👶 Under 18
25.0%
This area
25.0%
USA
22.0%
👴 65 and Over
22.6%
This area
22.6%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05158

A Avg School Grade
2 Schools
9.6:1 Avg Class Size
$23,823 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Bellows Falls Union High School

📚 09 – 12 High School
👥
329 Students
👨‍🏫
10.5:1 Class Size
💰
$23,823 Per Student
B Good

Westminster Schools

📚 Pre-K – 06 School
👥
179 Students
👨‍🏫
8.6:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby
C
Landmark College
650 students · 8.9 mi
C
Keene Beauty Academy
93 students · 13.1 mi
D
Antioch University-New England
967 students · 14.9 mi

Frequently Asked Questions

How does Westminster, VT rate as a rental market?

Westminster, VT reflects an investability rating of 2.0/5, with median home values near $302K and average rents around $1,116/mo. That combination puts it in the notable tier for investor interest.

What are rental rates like in Westminster, VT?

Expect rents around $1,116/mo per month in Westminster, VT. With home values at $302K, the yield math works out to reasonable levels for rental investors.

What is the typical renter like in Westminster, VT?

Expect a solid tenant pool in Westminster, VT. The rental market absorbs $1,116/mo rents without meaningful friction.

What price range are homes in Westminster, VT?

Typical homes in Westminster, VT go for around $302K. The 5-year CAGR of 0.0% predictable price movement.

What is the rental occupancy rate in Westminster, VT?

Vacancy risk in Westminster, VT is elevated. That supports steady cash flow for typical rental holds.

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