Real Estate Investing in Putney, Vermont (05346)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05346 (Putney, VT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.7% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Putney, VT (05346)?
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Market Analysis: 05346 Putney
Investors eyeing 05346 need to respect the fundamentals at play. Home values of $369K come alongside slower price movement and elevated management overhead.
Rent of $1,260/mo on a $369K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 05346 sits below the stated 0.0% once reality is priced in.
Put differently, 05346 offers a low basis, the region around Putney has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
On the rental side, 5,236 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 05346 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Putney:
Market Trends
Home Value History (with trend line)
📊 How Does 05346 Compare?
| Metric | 05346 | Putney | Vermont |
|---|---|---|---|
| Home Value | $369,271 | $369,271 | $387,631 |
| 5-Year CAGR | 3.7% | 3.7% | 6.4% |
| Avg Rent | $1,260 | $1,260 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05346 (Putney, VT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $369,271 |
| Monthly Rent | $1,260 |
| Price-to-Rent | 24.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 6.4% |
📈 Home Appreciation
| 1-Year | +7.6% ▲ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +3.7% ▲ |
| 10-Year CAGR | +5.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05346
Population: 5,236
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05346
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are homes affordable in Putney, VT?
The median home value in Putney, VT is roughly $369K. That puts it reasonable relative to the VT statewide average.
How do experienced investors play Putney, VT?
Investors usually favor careful cash-flow rentals with hands-on management in Putney, VT. With home values at $369K and rents near $1,260/mo, other strategies can work but produce even-keeled rather than outsized returns.
Are tenants stable in Putney, VT?
Putney, VT offers a steady renter base at the $1,260/mo rent level. Tenant turnover is reasonable for well-managed properties.
How landlord-friendly is Putney, VT?
Putney, VT operates under VT law, which is balanced overall for landlords. Expect measured treatment in typical lease and eviction cases.
Can owner-occupants cash flow in Putney, VT?
House hacking works a challenging in Putney, VT. Rents of $1,260/mo against $369K acquisition make the strategy solid for owner-occupants.
You know 05346 now. You don’t know where it ranks.
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