Real Estate Investing in Rockingham, Vermont (05154)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windham County • Population: 446 • Data updated: September 2026

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Should you buy in 05154 (Rockingham, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rockingham, VT (05154)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $312,045
Avg Monthly Rent $1,260
1% Rule ✗ Does Not Meet
Median Income $140,833
% Renters 63.6%

Market Analysis: 05154 Rockingham

The 05154 ZIP covers a section of Rockingham that demands careful diligence. Prices near $312K look accessible, but the work to make a deal cash flow is real.

The 05154 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 05154's metrics run below Windham County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Employment concentration in 05154 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategy in 05154 is an operator game, not a passive one. Looking more closely, entry prices of $312K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rockingham:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Rising (+8.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,260/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.

Market Trends

Home Value History (with trend line)

$314K$308K$301K$295K$288K$282KNov 2023Mar 2025Jul 2026

📊 How Does 05154 Compare?

Metric 05154 Rockingham Vermont
Home Value $312,045 $287,684 $387,631
5-Year CAGR N/A 6.6% 6.4%
Avg Rent $1,260 $1,265 -
Cap Rate 3.2% 3.5% -
💡 Why Invest in 05154? Click to expand

64% of households rent in this area, creating consistent tenant demand for landlords.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05154 (Rockingham, VT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.2%
Low

📊 Market Snapshot

Home Value $312,045
Monthly Rent $1,260
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 11.1%

📈 Home Appreciation

1-Year +8.0% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.0%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05154

Population: 446

💰 Median Household Income
$140,833
This area
$140,833
State
$75,625
USA
$74,580
🏠 Renter Occupied
63.6%
This area
63.6%
State
19.3%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-24.2%
USA
3.7%
🎓 College Educated
66.5%
This area
66.5%
State
2.9%
USA
33.7%
👤 Median Age
46.0 years
This area
46.0 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
3.0%
This area
3.0%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 96.8%
Asian 1.9%
Other/Mixed 1.4%
👶 Under 18
24.1%
This area
24.1%
USA
22.0%
👴 65 and Over
21.9%
This area
21.9%
USA
17.3%
📊 Poverty Rate
5.8%
This area
5.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05154

A Avg School Grade
1 Schools
9.1:1 Avg Class Size
$18,976 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Saxton River Elementary School

📚 Pre-K – 04 Elementary
👥
78 Students
👨‍🏫
9.1:1 Class Size
💰
$18,976 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Landmark College
650 students · 11.0 mi

Frequently Asked Questions

Is Rockingham, VT a friendly market for rental owners?

The landlord environment in Rockingham, VT is balanced. Statewide rules shape most day-to-day operations for rental owners.

How deep is the rental pool in Rockingham, VT?

Tenant quality in Rockingham, VT ranks as solid. Landlords generally report predictable occupancy at market rents of $1,260/mo.

What is the average home sale price in Rockingham, VT?

Median home price in Rockingham, VT is near $312K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

What kind of vacancy should I budget for in Rockingham, VT?

Rockingham, VT carries elevated vacancy risk. Expect even-keeled absorption at market rents of $1,260/mo.

What real estate strategy is ideal for Rockingham, VT?

Investors usually favor careful cash-flow rentals with hands-on management in Rockingham, VT. With home values at $312K and rents near $1,260/mo, other strategies can work but produce measured rather than outsized returns.

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