Real Estate Investing in West Windsor, Vermont (05037)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windsor County • Population: 863 • Data updated: September 2026

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Should you buy in 05037 (West Windsor, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 46.0% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 30.2 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in West Windsor, VT (05037)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $423,598
Avg Monthly Rent $1,170
1% Rule ✗ Does Not Meet
Median Income $95,625
% Renters 11.1%

Market Analysis: 05037 West Windsor

The 05037 ZIP in West Windsor, VT is a local-operator market. Outside capital chasing a $424K entry has to pair deep knowledge with the discount.

The investment case in 05037 is resilient only for operators who understand what they are buying. A $424K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 05037 sits on the difficult end of the VT spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 05037 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 05037 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in West Windsor:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+9.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,170/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data

Market Trends

Home Value History (with trend line)

$444K$394K$343K$293K$243K$192KNov 2014Sep 2020Jul 2026

📊 How Does 05037 Compare?

Metric 05037 West Windsor Lebanon, NH-VT Vermont
Home Value $423,598 $423,598 N/A $387,631
5-Year CAGR 6.7% 6.7% N/A 6.4%
Avg Rent $1,170 $1,170 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 05037? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05037 (West Windsor, VT). Anonymous, moderated, never written by AI.

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Property managers serving Windsor County

Manage rentals here? List your business →

Ellaway Property Services, Inc. is a property services company. summary from their website

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Lowe's Real Estate & Property Management offers real estate services in Vermont and New Hampshire, including property management. summary from their website

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Real Property Management First Choice is a property management company. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+6.7%
Strong

📊 Market Snapshot

Home Value $423,598
Monthly Rent $1,170
Price-to-Rent 30.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.3%
Cap Rate 2.2%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +9.0% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
46.0%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+6.7%
Growing
Eviction process: Slow Rent control: Favorable

Demographics in 05037

Population: 863

💰 Median Household Income
$95,625
This area
$95,625
State
$75,625
USA
$74,580
🏠 Renter Occupied
11.1%
This area
11.1%
State
19.3%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-24.2%
USA
3.7%
🎓 College Educated
57.2%
This area
57.2%
State
2.9%
USA
33.7%
👤 Median Age
56.5 years
This area
56.5 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
46.0%
This area
46.0%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 95.7%
Other/Mixed 4.3%
👶 Under 18
16.1%
This area
16.1%
USA
22.0%
👴 65 and Over
32.9%
This area
32.9%
USA
17.3%
📊 Poverty Rate
1.3%
This area
1.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05037

A Avg School Grade
1 Schools
8.5:1 Avg Class Size
$19,450 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Albert Bridge School (West Windsor)

📚 Pre-K – 06 School
👥
71 Students
👨‍🏫
8.5:1 Class Size
💰
$19,450 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Windsor School

📚 Pre-K – 12 K-12
📍 127 State Street, Windsor
👥
584 Students
👨‍🏫
13.4:1 Class Size
💰
$19,450 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 299 Off-Campus Students
C
River Valley Community College
674 students · 8.7 mi
D
New England School of Hair Design
0 students · 14.1 mi

Frequently Asked Questions

Do landlords face vacancy issues in West Windsor, VT?

West Windsor, VT sees elevated vacancy, which is reasonable relative to the broader VT rental market.

How strong is the working-renter base in West Windsor, VT?

Working renters make up the core of the West Windsor, VT tenant base. The pool is reasonable for investors targeting long-term holds.

Does West Windsor, VT make sense for an investment property?

Investors tracking West Windsor, VT will find a 3.0/5 rating supported by $424K median home values and $1,170/mo rents. That profile suits long-term holders targeting reliable returns.

Is VT a landlord-friendly state?

West Windsor, VT falls under VT landlord-tenant law, which is balanced. That backdrop makes day-to-day property management reasonable.

How much rent can I charge in West Windsor, VT?

The typical rental in West Windsor, VT commands about $1,170/mo monthly. That rent profile even-keeled cash flow against the $424K purchase basis.

You know 05037 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05037 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05037 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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