Real Estate Investing in Windsor, Vermont (05089)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05089 (Windsor, VT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.6% vacancy may signal weakening demand.
What’s happening in Windsor, VT (05089)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 05089 Windsor
The 05089 ZIP covers a section of Windsor that demands careful diligence. Prices near $339K look accessible, but the work to make a deal cash flow is real.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 05089 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Regionally, 05089 sits on the difficult end of the VT spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
Who lives in 05089 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 05089 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Windsor:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 05089 Compare?
| Metric | 05089 | Windsor | Lebanon, NH-VT | Vermont |
|---|---|---|---|---|
| Home Value | $338,510 | $338,510 | N/A | $387,631 |
| 5-Year CAGR | 4.0% | 4.0% | N/A | 6.4% |
| Avg Rent | $1,650 | $1,650 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05089 (Windsor, VT). Anonymous, moderated, never written by AI.
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Property managers serving Windsor County
Manage rentals here? List your business →Ellaway Property Services, Inc. is a property services company. summary from their website
Lowe's Real Estate & Property Management offers real estate services in Vermont and New Hampshire, including property management. summary from their website
Real Property Management First Choice is a property management company. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $338,510 |
| Monthly Rent | $1,650 |
| Price-to-Rent | 17.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.8% |
| 5-Year IRR | 7.8% |
📈 Home Appreciation
| 1-Year | +5.6% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +4.0% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05089
Population: 4,498
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05089
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
Albert Bridge School (West Windsor)
About Repit School Scores
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We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the typical home price in Windsor, VT?
The median home value in Windsor, VT is roughly $339K. That puts it reasonable relative to the VT statewide average.
Which real estate strategy fits Windsor, VT?
For Windsor, VT, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What is it like being a landlord in Windsor, VT?
Landlord-friendliness in Windsor, VT is balanced. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Can owner-occupants cash flow in Windsor, VT?
The house hack math a challenging in Windsor, VT. Owner-occupant buyers benefit from the $1,650/mo rents and $339K home values.
What is the tenant pool like in Windsor, VT?
Working renters make up the core of the Windsor, VT tenant base. The pool is reasonable for investors targeting long-term holds.
You know 05089 now. You don’t know where it ranks.
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How 05089 ranks in Lebanon, NH-VT
Every ZIP in this metro, ranked. Free.
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