Real Estate Investing in Hartland, Vermont (05048)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05048 (Hartland, VT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.7% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 28.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hartland, VT (05048)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 05048 Hartland
ZIP 05048 in Hartland, VT carries a robust set of headwinds. Home values near $478K and rents of $1,413/mo sit inside a market where underwriting has to be tight.
The 05048 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 05048's metrics run below Windsor County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
On balance, 2,494 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 05048 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Hartland:
Market Trends
Home Value History (with trend line)
📊 How Does 05048 Compare?
| Metric | 05048 | Hartland | Lebanon, NH-VT | Vermont |
|---|---|---|---|---|
| Home Value | $478,145 | $478,145 | N/A | $387,631 |
| 5-Year CAGR | 3.2% | 3.2% | N/A | 6.4% |
| Avg Rent | $1,413 | $1,413 | N/A | - |
| Cap Rate | 2.3% | 2.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05048 (Hartland, VT). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 05048 (Hartland, VT)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Windsor County
Manage rentals here? List your business →Ellaway Property Services, Inc. is a property services company. summary from their website
Lowe's Real Estate & Property Management offers real estate services in Vermont and New Hampshire, including property management. summary from their website
Real Property Management First Choice is a property management company. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $478,145 |
| Monthly Rent | $1,413 |
| Price-to-Rent | 28.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.6% |
| Cap Rate | 2.3% |
| 5-Year IRR | 5.5% |
📈 Home Appreciation
| 1-Year | +4.7% ▲ |
| 3-Year CAGR | +1.4% ▲ |
| 5-Year CAGR | +3.2% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05048
Population: 2,494
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05048
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How much does a house cost in Hartland, VT?
Hartland, VT median home values land near $478K. That is reasonable territory for investors looking at $1,413/mo-per-month rentals.
Are tenants stable in Hartland, VT?
The renter base in Hartland, VT is reasonable for the $1,413/mo price point. Screening well and pricing to market typically yields reliable tenants.
What is it like being a landlord in Hartland, VT?
Hartland, VT operates under VT law, which is balanced overall for landlords. Expect steady treatment in typical lease and eviction cases.
Which real estate strategy fits Hartland, VT?
Most investors in Hartland, VT run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Is Hartland in VT worth investing in?
The 3.0/5 investability rating in Hartland, VT reflects its $478K prices and $1,413/mo rents. Investors generally consider it a solid option within VT.
You know 05048 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 05048 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 05048 ranks in Lebanon, NH-VT
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 05048 (Hartland)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 05048 (Hartland, VT).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.