Real Estate Investing in Woodstock, Vermont (05091)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windsor County • Population: 3,387 • Data updated: September 2026

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Should you buy in 05091 (Woodstock, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 28.6% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 44.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Woodstock, VT (05091)?

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2.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $731,324
Avg Monthly Rent $1,359
1% Rule ✗ Does Not Meet
Median Income $97,396
% Renters 24.6%

Market Analysis: 05091 Woodstock

ZIP 05091 in Woodstock, VT carries a healthy set of headwinds. Home values near $731K and rents of $1,359/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 05091 can be a worth a close look for hunting ground — but the discount at $731K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Woodstock have seen price recovery that 05091 has not matched. Windsor County data supports the view that the spread is structural rather than temporary.

A substantial renter share of 25% in 05091 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Woodstock's stable or hybrid ZIPs before stepping into 05091. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Woodstock:

D Needs Caution
Buy Confidence Score: 49/100
Affordability
5/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.5× the median income
Value Trend
Rising (+4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,359/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data

Market Trends

Home Value History (with trend line)

$789K$692K$595K$498K$402K$305KJul 2006Jul 2016Jul 2026

📊 How Does 05091 Compare?

Metric 05091 Woodstock Lebanon, NH-VT Vermont
Home Value $731,324 $850,048 N/A $387,631
5-Year CAGR 2.9% 2.9% N/A 6.4%
Avg Rent $1,359 $1,346 N/A -
Cap Rate 1.5% 1.3% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05091 (Woodstock, VT). Anonymous, moderated, never written by AI.

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Property managers serving Windsor County

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Ellaway Property Services, Inc. is a property services company. summary from their website

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Lowe's Real Estate & Property Management offers real estate services in Vermont and New Hampshire, including property management. summary from their website

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Real Property Management First Choice is a property management company. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
1.5%
Low
5yr Growth
+2.9%
Slow

📊 Market Snapshot

Home Value $731,324
Monthly Rent $1,359
Price-to-Rent 44.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.2%
Cap Rate 1.5%
5-Year IRR 4.3%

📈 Home Appreciation

1-Year +4.1% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR +2.9% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.6%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+2.9%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05091

Population: 3,387

💰 Median Household Income
$97,396
This area
$97,396
State
$75,625
USA
$74,580
🏠 Renter Occupied
24.6%
This area
24.6%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-24.2%
USA
3.7%
🎓 College Educated
57.5%
This area
57.5%
State
2.9%
USA
33.7%
👤 Median Age
56.2 years
This area
56.2 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
28.6%
This area
28.6%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 97.8%
Other/Mixed 1.4%
Black/African American 0.7%
Asian 0.1%
👶 Under 18
16.4%
This area
16.4%
USA
22.0%
👴 65 and Over
31.3%
This area
31.3%
USA
17.3%
📊 Poverty Rate
3.9%
This area
3.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05091

A+ Avg School Grade
2 Schools
13.7:1 Avg Class Size
$20,458 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Woodstock Union Middle/High School

📚 07 – 12 High School
👥
456 Students
👨‍🏫
12.5:1 Class Size
💰
$20,458 Per Student
A+ Excellent

Woodstock Elementary School

📚 Pre-K – 06 School
👥
274 Students
👨‍🏫
14.9:1 Class Size
💰
$20,458 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby
D
New England School of Hair Design
0 students · 11.6 mi
D
Vermont Law and Graduate School
690 students · 12.1 mi
A
Dartmouth College
6,746 students · 13.7 mi

Frequently Asked Questions

Is Woodstock, VT a good market for FHA house hackers?

The house hack math a challenging in Woodstock, VT. Owner-occupant buyers benefit from the $1,359/mo rents and $731K home values.

What real estate strategy is ideal for Woodstock, VT?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Woodstock, VT. The numbers - $731K homes against $1,359/mo rents - support that play.

How strict are landlord regulations in Woodstock, VT?

For rental operators, Woodstock, VT rates as balanced. The regulatory environment standard buy-and-hold operations.

Is Woodstock, VT a good market for buy-and-hold investors?

Woodstock, VT rates 2.0/5 for investability. With median values at $731K and rents near $1,359/mo, the market offers reasonable fundamentals for rental investors.

How expensive is real estate in Woodstock, VT?

Homes in Woodstock, VT typically sell near $731K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

You know 05091 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05091 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05091 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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