Real Estate Investing in Bridgewater, Vermont (05034)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windsor County • Population: 228 • Data updated: September 2026

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Should you buy in 05034 (Bridgewater, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (15/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 50.6% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 29.2 — hard to cash-flow at these prices.
  • Lower household income: $38,750 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bridgewater, VT (05034)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $507,642
Avg Monthly Rent $1,449
1% Rule ✗ Does Not Meet
Median Income $38,750
% Renters 67.5%

Market Analysis: 05034 Bridgewater

Turning to rents, ZIP 05034 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $508K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 05034 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader VT picture, 05034 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 05034 ZIP's population of 228 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Strategically, 05034 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bridgewater:

C Below Average
Buy Confidence Score: 55/100
Affordability
0/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 13.1× the median income
Value Trend
Rising (+10.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,449/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data

Market Trends

Home Value History (with trend line)

$521K$501K$480K$460K$439K$419KNov 2023Mar 2025Jul 2026

📊 How Does 05034 Compare?

Metric 05034 Bridgewater Lebanon, NH-VT Vermont
Home Value $507,642 $468,869 N/A $387,631
5-Year CAGR N/A N/A N/A 6.4%
Avg Rent $1,449 $1,481 N/A -
Cap Rate 2.2% 2.5% - -
💡 Why Invest in 05034? Click to expand

68% of households rent in this area, creating consistent tenant demand for landlords.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05034 (Bridgewater, VT). Anonymous, moderated, never written by AI.

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Property managers serving Windsor County

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Ellaway Property Services, Inc. is a property services company. summary from their website

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Lowe's Real Estate & Property Management offers real estate services in Vermont and New Hampshire, including property management. summary from their website

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Real Property Management First Choice is a property management company. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.2%
Low

📊 Market Snapshot

Home Value $507,642
Monthly Rent $1,449
Price-to-Rent 29.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 12.6%

📈 Home Appreciation

1-Year +10.4% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
50.6%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05034

Population: 228

💰 Median Household Income
$38,750
This area
$38,750
State
$75,625
USA
$74,580
🏠 Renter Occupied
67.5%
This area
67.5%
State
19.3%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-24.2%
USA
3.7%
🎓 College Educated
42.9%
This area
42.9%
State
2.9%
USA
33.7%
👤 Median Age
62.0 years
This area
62.0 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
50.6%
This area
50.6%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 95.5%
Black/African American 4.5%
👶 Under 18
0.0%
This area
0.0%
USA
22.0%
👴 65 and Over
30.8%
This area
30.8%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Bridgewater, VT a good market for buy-and-hold investors?

Bridgewater, VT rates 2.0/5 for investability. With median values at $508K and rents near $1,449/mo, the market offers reasonable fundamentals for rental investors.

What price range are homes in Bridgewater, VT?

Homes in Bridgewater, VT typically sell near $508K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

What is the rental occupancy rate in Bridgewater, VT?

Rental vacancy in Bridgewater, VT is elevated. Investors should budget normal turnover but not chronic empty units.

Is rental property easy to operate in Bridgewater, VT?

VT law balanced for landlords, and Bridgewater inherits those rules. Investors should still review local ordinances for rental licensing.

What type of investing works in Bridgewater, VT?

Most investors in Bridgewater, VT run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

You know 05034 now. You don’t know where it ranks.

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How 05034 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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