Real Estate Investing in Cornish, New Hampshire (03745)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sullivan County • Population: 1,771 • Data updated: September 2026

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Should you buy in 03745 (Cornish, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.3% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cornish, NH (03745)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $460,064
Avg Monthly Rent $2,007
1% Rule ✗ Does Not Meet
Median Income $86,779
% Renters 3.3%

Market Analysis: 03745 Cornish

ZIP 03745 in Cornish, NH carries a solid set of headwinds. Home values near $460K and rents of $2,007/mo sit inside a market where underwriting has to be tight.

The investment case in 03745 is durable only for operators who understand what they are buying. A $460K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 03745 sits on the difficult end of the NH spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Employment concentration in 03745 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. robust returns are possible in 03745, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cornish:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+13.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,007/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data
🏠

Property Strategy for 03745

Which property type performs best in this market?

Best for Cash Flow
3BR
5.5% cap rate
Best for Appreciation
3BR
+9.2% 5yr CAGR
Best Overall Value
4BR
$129,787/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $353,045 $2,230 4.5% +8.4% $176,523
3BR $404,319 $3,090 5.5% +9.2% $134,773
4BR $519,146 $3,440 4.8% +7.7% $129,787

Market Trends

Home Value History (with trend line)

$480K$421K$362K$303K$244K$185KJun 2016Jul 2021Jul 2026

📊 How Does 03745 Compare?

Metric 03745 Cornish Lebanon, NH-VT New Hampshire
Home Value $460,064 $460,064 N/A $496,656
5-Year CAGR 7.1% 7.1% N/A 9.6%
Avg Rent $2,007 $2,007 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 03745? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03745 (Cornish, NH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $460,064
Monthly Rent $2,007
Price-to-Rent 19.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +13.5% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +8.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.3%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03745

Population: 1,771

💰 Median Household Income
$86,779
This area
$86,779
State
$93,430
USA
$74,580
🏠 Renter Occupied
3.3%
This area
3.3%
State
18.9%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-6.0%
USA
3.7%
🎓 College Educated
41.4%
This area
41.4%
State
29.2%
USA
33.7%
👤 Median Age
54.3 years
This area
54.3 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
9.3%
This area
9.3%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 89.4%
Other/Mixed 9.4%
Hispanic/Latino 7.1%
Asian 1.3%
👶 Under 18
15.2%
This area
15.2%
USA
22.0%
👴 65 and Over
28.9%
This area
28.9%
USA
17.3%
📊 Poverty Rate
1.9%
This area
1.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03745

A+ Avg School Grade
1 Schools
8.6:1 Avg Class Size
$39,081 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Cornish Elementary School

📚 Pre-K – 08 School
👥
136 Students
👨‍🏫
8.6:1 Class Size
💰
$39,081 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 299 Off-Campus Students
C
River Valley Community College
674 students · 5.2 mi
D
New England School of Hair Design
0 students · 10.6 mi
C
Upper Valley Educators Institute
39 students · 12.1 mi

Frequently Asked Questions

How strong is the working-renter base in Cornish, NH?

Tenant demand in Cornish, NH is solid. The local workforce $2,007/mo rents across most rental classes.

How should investors approach Cornish, NH?

In Cornish, NH the solid play is typically careful cash-flow rentals with hands-on management. The combination of $460K prices and $2,007/mo rents suits that approach.

What is the median home value in Cornish, NH?

Typical homes in Cornish, NH go for around $460K. The 5-year CAGR of 0.0% consistent price movement.

Is Cornish, NH landlord-friendly?

NH law landlord-friendly for landlords, and Cornish inherits those rules. Investors should still review local ordinances for rental licensing.

How strong is Cornish, NH for real estate investors?

Cornish, NH scores 3.0/5 for investability. Home values sit at $460K and rents near $2,007/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 03745 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 03745 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 03745 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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