Real Estate Investing in Springfield, Vermont (05150)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Windsor County • Population: 418 • Data updated: September 2026

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Should you buy in 05150 (Springfield, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.8% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Springfield, VT (05150)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $260,989
Avg Monthly Rent $1,098
1% Rule ✗ Does Not Meet
Median Income $63,500
% Renters 6.3%

Market Analysis: 05150 Springfield

This part of Windsor County is not an easy win. The 05150 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $1,098/mo on a $261K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 05150 sits below the stated 0.0% once reality is priced in.

Regionally, 05150 sits on the difficult end of the VT spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

The 05150 ZIP's population of 418 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.

The 05150 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Springfield:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+9.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,098/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data

Market Trends

Home Value History (with trend line)

$271K$243K$215K$187K$159K$132KJan 2012May 2019Jul 2026

📊 How Does 05150 Compare?

Metric 05150 Springfield Lebanon, NH-VT Vermont
Home Value $260,989 $263,259 N/A $387,631
5-Year CAGR 5.4% 5.9% N/A 6.4%
Avg Rent $1,098 $1,318 N/A -
Cap Rate 3.3% 3.9% - -
💡 Why Invest in 05150? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05150 (Springfield, VT). Anonymous, moderated, never written by AI.

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Property managers serving Windsor County

Manage rentals here? List your business →

Ellaway Property Services, Inc. is a property services company. summary from their website

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Lowe's Real Estate & Property Management offers real estate services in Vermont and New Hampshire, including property management. summary from their website

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Real Property Management First Choice is a property management company. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $260,989
Monthly Rent $1,098
Price-to-Rent 19.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +9.2% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.8%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.4%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05150

Population: 418

💰 Median Household Income
$63,500
This area
$63,500
State
$75,625
USA
$74,580
🏠 Renter Occupied
6.3%
This area
6.3%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
9.9%
This area
9.9%
State
2.9%
USA
33.7%
👤 Median Age
63.5 years
This area
63.5 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
18.8%
This area
18.8%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
0.0%
This area
0.0%
USA
22.0%
👴 65 and Over
46.0%
This area
46.0%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 299 Off-Campus Students
C
River Valley Community College
674 students · 10.7 mi

Frequently Asked Questions

How do home values compare in Springfield, VT?

The median home value in Springfield, VT is roughly $261K. That puts it reasonable relative to the VT statewide average.

What is the tenant pool like in Springfield, VT?

Springfield, VT draws a steady base of working renters. Demand at the $1,098/mo rent level is reasonable for standard single-family and small multi rentals.

What kind of market is Springfield, VT for investors?

Springfield, VT rates 3.0/5 for investability. With median values at $261K and rents near $1,098/mo, the market offers reasonable fundamentals for rental investors.

How landlord-friendly is Springfield, VT?

VT law balanced for landlords, and Springfield inherits those rules. Investors should still review local ordinances for rental licensing.

What are vacancy rates like in Springfield, VT?

Vacancy risk in Springfield, VT is elevated. That supports measured cash flow for typical rental holds.

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How 05150 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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