Real Estate Investing in Tunbridge, Vermont (05077)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 1,085 • Data updated: September 2026

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Should you buy in 05077 (Tunbridge, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.7% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 25.1 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tunbridge, VT (05077)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $352,019
Avg Monthly Rent $1,170
1% Rule ✗ Does Not Meet
Median Income $83,750
% Renters 14.4%

Market Analysis: 05077 Tunbridge

The 05077 ZIP covers a section of Tunbridge that demands careful diligence. Prices near $352K look accessible, but the work to make a deal cash flow is real.

The 05077 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 05077 and stronger Tunbridge ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 05077 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 05077 is an operator game, not a passive one. In practical terms, entry prices of $352K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tunbridge:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Stable (+2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,170/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data

Market Trends

Home Value History (with trend line)

$389K$353K$317K$280K$244K$207KJan 2012May 2019Jul 2026

📊 How Does 05077 Compare?

Metric 05077 Tunbridge Lebanon, NH-VT Vermont
Home Value $352,019 $352,019 N/A $387,631
5-Year CAGR 1.6% 1.6% N/A 6.4%
Avg Rent $1,170 $1,170 N/A -
Cap Rate 2.6% 2.6% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05077 (Tunbridge, VT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.6%
Low
5yr Growth
+1.6%
Slow

📊 Market Snapshot

Home Value $352,019
Monthly Rent $1,170
Price-to-Rent 25.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 4.2%

📈 Home Appreciation

1-Year +2.4% ▲
3-Year CAGR -0.5% ▼
5-Year CAGR +1.6% ▲
10-Year CAGR +3.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.7%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+1.6%
Flat
Eviction process: Slow Rent control: Favorable

Demographics in 05077

Population: 1,085

💰 Median Household Income
$83,750
This area
$83,750
State
$75,625
USA
$74,580
🏠 Renter Occupied
14.4%
This area
14.4%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
41.4%
This area
41.4%
State
2.9%
USA
33.7%
👤 Median Age
42.9 years
This area
42.9 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
16.7%
This area
16.7%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 97.2%
Other/Mixed 2.7%
Hispanic/Latino 2.2%
Black/African American 0.2%
👶 Under 18
20.9%
This area
20.9%
USA
22.0%
👴 65 and Over
14.8%
This area
14.8%
USA
17.3%
📊 Poverty Rate
11.6%
This area
11.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05077

A+ Avg School Grade
1 Schools
11.4:1 Avg Class Size
$26,455 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

First Branch Elementary School

📚 Pre-K – 04 Elementary
👥
157 Students
👨‍🏫
11.4:1 Class Size
💰
$26,455 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 457 Off-Campus Students
D
Vermont Law and Graduate School
690 students · 5.8 mi
C+
Vermont State University
5,136 students · 6.9 mi

Frequently Asked Questions

Where do home prices stand in Tunbridge, VT?

Homes in Tunbridge, VT typically sell near $352K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

Is it easy to find good tenants in Tunbridge, VT?

Tunbridge, VT draws a measured base of working renters. Demand at the $1,170/mo rent level is reasonable for standard single-family and small multi rentals.

How strong are rents in Tunbridge, VT?

Rents in Tunbridge, VT run near $1,170/mo. Compared with median home prices of $352K that produces solid gross yields for typical rentals.

Does Tunbridge, VT favor landlords or tenants?

VT ranks as a balanced state for landlord-tenant law. Tunbridge generally follows the statewide framework, so landlords face reasonable operating rules.

How strong is Tunbridge, VT for real estate investors?

Tunbridge, VT records an investability rating of 2.0/5, with median home values near $352K and average rents around $1,170/mo. That combination puts it in the durable tier for investor interest.

You know 05077 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05077 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05077 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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